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Biden Plans to Create 'Equal' Public Credit-Reporting Agency That Would *Snipped

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posted on Nov, 4 2020 @ 08:51 AM
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Report: Biden Plans to Create 'Equal' Public Credit-Reporting Agency That Would Assign 'Social Credit Scores'

(Edited because article title was too long)


Beijing Biden strikes again. Coming to you soon my fellow comrades. We get to follow in Chinas footsteps.



As reported by Politico, Biden plans to create an “equal” and public credit reporting agency that would assign “social credit scores” to tens of millions of Americans. There ya go, America: first, government-run health insurance; then, the federal government handing out “social credit scores” determined, presumably, not only by an individual’s credit history; but by his or her race, as well.



Source 1


"The next Congress must enact bold, comprehensive legislation to reform a credit reporting industry that has failed working families and that perpetuates systemic racism and economic inequality," Brown told POLITICO. "And that includes taking up Joe Biden’s proposal for a public credit registry."


Source 2.



The Social Credit System (Chinese: 社会信用体系; pinyin: shèhuì xìnyòng tǐxì) is a national reputation system being developed by the Chinese Communist Party (CCP), under CCP General Secretary Xi Jinping's administration.[1][2][3] The program initiated regional trials in 2009, before launching a national pilot with eight credit scoring firms in 2014.[4][5] In 2018, these efforts were centralized under the People's Bank of China with participation from the eight firms.[4] By 2020,[needs update] it is intended to standardize the assessment of citizens' and businesses' economic and social reputation, or 'Social Credit'.[1][6][7][8][9][10]


Source 3.

I'm screwed.

I don't use social media except ATS.

Even if I did. I'd get my account locked or banned.

So no mortgages,car loans or whatever for me and others.

But what's my insignificant little life compared to economic justice.

I can see why FaceBook and Twitter were in the bag for Biden and the left.

They're literally gonna make billions off it.

I retort.

You decide

Comrades.
edit on 4-11-2020 by neo96 because: (no reason given)



posted on Nov, 4 2020 @ 08:55 AM
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originally posted by: neo96
Source 2.


Do you even read your own sources? There's nothing in what he said about implementing a social credit score, it's about trying to reform Equifax, Experian and TransUnion, the credit reporting agencies.

Talk about mindless hysteria...


+57 more 
posted on Nov, 4 2020 @ 08:56 AM
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a reply to: AugustusMasonicus

Did you ?

All three articles in under 4 minutes.

Olympic medal.



posted on Nov, 4 2020 @ 08:57 AM
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a reply to: neo96

They'd need to get the senate to get ANY of their crazy ideas done and that didn't happen. No matter who wins the presidency, aint much gonna happen over the next 4 years.



posted on Nov, 4 2020 @ 08:58 AM
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originally posted by: neo96
All three articles in under 4 minutes.


The only one with relevant quotes is the second, and there's none in there about a social credit score.

You'd have posted direct quotes if you had them but you're so panicked by yourself I guess you must have missed them. Two demerits on your score.




edit on 4-11-2020 by AugustusMasonicus because: 👁️💗🍕



posted on Nov, 4 2020 @ 09:09 AM
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Yeah I am a 'tad' apprehensive about the guy that wrote the patriot act and gave us that background check messing with credit scores.
edit on 4-11-2020 by neo96 because: (no reason given)



posted on Nov, 4 2020 @ 09:10 AM
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I think that like all Democrat agenda, the credit agencies will have to consider race and sexual orientation when handing out credit scores.



posted on Nov, 4 2020 @ 09:12 AM
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Good job for showing a top Conspiracy Theorist skill of cherry picking info-data and taking info-data out of context.


Can you show me in any of the sources you gave where it talks about Biden creating a social credit score vs talking about the need for remediation of the financial credit industry? You can't because its not in them but I'm still interested to see your explanation.

CT's like to create their confirmation bias so lets look at a self confirmed conservative website that you use for your first site with it's multiple opinion pieces. Can you show me on that where it talks about what you are claiming?

A good example of those CT skills would be that the title of the article you posted for your second source is actually "Biden, Democrats vow to rein in financial data collectors, citing breakdowns". Not quite the same as what you are claiming.

Finally your third source is a wikipedia link to information about the Chinese Social Credit System which has exactly 0 to do with being a source for your claim but rather just information about the system in China with literally the only references to the US being ,

United States
See also: Credit score in the United States
Some media outlets have compared the social credit system to credit scoring systems in the United States.[117][146][147] According to Fast Company, "increasing number of societal "privileges" related to transportation, accommodations, communications, and the rates we pay for services (like insurance) are either controlled by technology companies or affected by how we use technology services. And Silicon Valley's rules for being allowed to use their services are getting stricter."[117]



For anyone interested in reality it's easy, go to your search engine of choice and search on this "Joe Biden’s proposal for a public credit registry" where you will see this is about financial credit and not social credit.
edit on 4-11-2020 by opethPA because: (no reason given)



posted on Nov, 4 2020 @ 09:12 AM
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As someone that works with credit scores daily, the industry needs reform.

however, what most people don't understand is that credit reports are not for the consumer, but for the businesses extended credit to consumers. Businesses want to know if an individual has a history of paying debt in a timely manner.

This is why the service of credit bureaus seems bad to consumers. The consumers don't realize they aren't actually the client so the credit bureau doesn't really care about an individual consumer.

the main thing I'd change is that I think the process for business reporting derogatory information needs reform in that it is too easy for a business to have that information put on the credit report, but difficult for a consumer to dispute it. I think businesses need to show they made a reasonable effort to contact consumer and provided an opportunity to pay the debt.

I cannot tell you how many times I've seen people with a 30 day late payment reported of like $10... the consumer was unaware of the payment. Usually happens when they pay off a credit card not realizing a few dollars of interest accrued and they get a bill the following month.



posted on Nov, 4 2020 @ 09:13 AM
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I'm screwed also, I do for some reason have a good social score, but that will change because I do not approve of the Democrats lousy picks for president. This social score is a liberal creation. Conservatives tend to look at risky behavior, civility, and ability to properly budget your personal life. I know a lot more liberals that declared bankruptsy than conservatives....Dah, that is self explanitory.



posted on Nov, 4 2020 @ 09:19 AM
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originally posted by: neo96
Yeah I am a 'tad' apprehensive about the guy that wrote the patriot act and gave us that background check messing with credit scores.


No surprise.

It will be swept under the rug, but China WANTED Biden to win.

Big tech created the social credit score system and paid for Biden to win, already instituted in China which limits travel and job opportunities for people with low scores.

YES it is coming, this is what socialist utopia looks like to them.

Watch Black Mirror to see what is coming, season 3 episode 1

This is just the beginning of the socialist utopia that will turn our nation into "The Giver" by Lois Lowry ($9 on Amazon, $6 on Walmart.com), read the book, more prophetic than 1984, where everyone is totally equal in all ways, everyone is "happy", everyone has everything exactly the same. It is a children's book so no reason not to read it, the movie doesn't do the book justice. The book even eliminates the nuclear family because as it said on the BLM website before it was scrubbed right before the election, nuclear families give children an unfair advantage over children in single parent families and should be abolished. Remember BLM is an official arm of the Democratic Party, made so in 2016 at the national convention.

This is what AOC and the squad who now control the Democrats wanted all along. Except no one will be color blind by law, race will determine how you are treated in society and your job and education opportunities, as seen in the social credit score proposition.

No surprise at all, just waiting for the Democrats to announce the pograms to "take care of" the racist, sexist, ugly chumps, deplorable, spineless cowards, Nazi's as they call every single person who voted for Trump in 2016 and in 2020 and everyone who hold traditional American values and believes in the constitution as written. China has led the way for elimination of everyone who dares to have an unsanctioned opinion, this is the beginning, even before he is sworn in. No surprise at all.

Guess conservatives, people who respect the flag, people who respect the national anthem, people who believe in the American Dream, will have to start an organized underground movement (peaceful but well organized and supportive of each other) just to survive what is coming. Since the Democrats have promised to pack the courts to be activist liberal, meaning "re-interpreting" the constitution to fit socialist ideology.


edit on 11/4/20 by The2Billies because: addition



posted on Nov, 4 2020 @ 09:21 AM
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Facebook/Twitter/Google are all already doing this exact same thing.

On their "neutral" self-published content they block and ban things they disagree with.



posted on Nov, 4 2020 @ 09:24 AM
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a reply to: Edumakated

Most of that current derogatory information is because people like Biden.

Lock downs,quarantines and other crap.

Create the problem offer their solution.



posted on Nov, 4 2020 @ 09:32 AM
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Big tech has already been working on its social credit systems for a while. Youtube, twitter, facebook and others have been purging deep state decent and getting better at it. When some in the system can counterfeit what they want, it gives them a lot of resources to protect their interests.

$100 Trillion Stolen by Wall Street | Between NSA, DTCC, and ShareIntel, Can POTUS Get It Back?

Links to a 30 min interview on Brighteon between Robert David Steel and David Wenger.



posted on Nov, 4 2020 @ 09:37 AM
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originally posted by: AugustusMasonicus

originally posted by: neo96
Source 2.


Do you even read your own sources? There's nothing in what he said about implementing a social credit score, it's about trying to reform Equifax, Experian and TransUnion, the credit reporting agencies.

Talk about mindless hysteria...


There is NO need of any kind to reform credit reporting agencies.
NONE !


Don't be a deadbeat, pay your bills, live within your means and you will have no issues.

NOTHING to do with race.

Talk about mindless hysteria...



posted on Nov, 4 2020 @ 09:41 AM
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Talk about panic and hysteria posting!!. Are ATS' Trumpeters just making stuff up now to fill the boards with propaganda, does America have enough buckets for all the tears of Trump supporters because Trump hasn't won by a land slide??
edit on 4-11-2020 by Kurokage because: (no reason given)



posted on Nov, 4 2020 @ 09:43 AM
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Nothing wrong with owning a mistake . I made a post months ago that I was wrong on so I stood in the fire , admitted my mistake and didnt cry when people here flamed me . Hopefully you can do the same as I have enjoyed many of your posts over the years.



Still looking for any proof of the title you made up "Report: Biden Plans to Create 'Equal' Public Credit-Reporting Agency That Would Assign 'Social Credit Scores'" which is listed in your 2 sources because again your Wikipedia entry isnt a source as it has nothing to do with your claim.

Let me help you though because I know how hard it is for CT's to actually deal with facts or accurate information vs creating their own confirmation bias.

1. The title of the opinion piece you used as a source from the Red State is :Biden Plans to Create 'Equal' Public Credit-Reporting Agency That Would Assign 'Social Credit Scores'

That opinion piece can be found here: redstate.com... 274426

2. The author states his opinion as fact by claiming Politico is the source

That claim from the Op Article can be found here "As reported by Politico, Biden plans to create an “equal” and public credit reporting agency that would assign “social credit scores” to tens of millions of Americans. There ya go, America: first, government-run health insurance; then, the federal government handing out “social credit scores” determined, presumably, not only by an individual’s credit history; but by his or her race, as well."

3. That link in the Opinion article takes you to the following Politico article

www.politico.com...

3. That Politico Article has the title of , "Biden, Democrats vow to rein in financial data collectors, citing breakdowns"

4. No where in that article does Social Credit score get mentioned because its talking about financial data.

5. The rest of the opinion piece focuses on the financial elements of the Poliltico source before randomly pivoting back to the MAGA approved paranoid statements of

"Seems like I’ve seen something about social credit systems somewhere else… lemme think about it for a second… oh, yeah. Here we go:

“From mass surveillance, tracking intelligence, and internet censorship to the use of social credit systems, #AI and big data, @arcanakhalil argues that China’s new normal exposes and expands encroachments on civil liberties.”



posted on Nov, 4 2020 @ 09:44 AM
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originally posted by: rickymouse
I'm screwed also, I do for some reason have a good social score, but that will change because I do not approve of the Democrats lousy picks for president. This social score is a liberal creation. Conservatives tend to look at risky behavior, civility, and ability to properly budget your personal life. I know a lot more liberals that declared bankruptsy than conservatives....Dah, that is self explanitory.


This is how I predict the Democrats which are now controlled by AOC, the squad and open communists like Sanders will end up using this social "credit score". It may start out as just based on your race and your credit history which is what they are saying now.

Within a short time, I predict, it will gradually morph out of what liberals will say is "justice and fairness", and your actual credit will have very little to do with your score.

This is how I see it morphing based on what Democratic Party politicians who are in power today are actually saying and proposing:

The score will morph into the following categories in order of importance to AOC/the Squad/Sanders who now have a firm grip on the Democratic Party platform and direction:

#1 is your race, that is clear. Whites automatically get the lowest score, blacks automatically the highest to punish white people for being born overprivileged and white; and to pay for the crimes of their white great-great-grandparents. It was already announced one of the criteria is race based with the more oppressed the minority the higher their score automatically.

#2 will be your politics, if you aren't politically correct, Twitter, Facebook and Google approved in your politics your score will be lowered, even drastically

#3 will be your overall danger to society at large, with religion one of the criteria. If you are a Christian and attend a church that doesn't do LGBT weddings or the minister doesn't preach social justice, your score will be lower. In Houston the Democratic mayor tried to force ministers to turn in all sermons to be examined by the Democrats for political correctness. In China, who wanted Biden for President and for whom the social credit score was written by Google, they are telling people it is illegal to believe in any God, or go to any church, synagogue, or mosque - to believe in any God decimates your social credit score.

#4 may be your actual credit history

#5 will be your criminal history, with your race also playing a part in this score out of fairness and justice

This is what I see coming quickly, especially once the Democrats pack the Supreme Court, which they WILL do if at all possible.


edit on 11/4/20 by The2Billies because: addition



posted on Nov, 4 2020 @ 09:51 AM
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a reply to: The2Billies




Your actual credit will have very little to do with your score.


The literal elephant in the room.



posted on Nov, 4 2020 @ 09:52 AM
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originally posted by: The2Billies

originally posted by: rickymouse
I'm screwed also, I do for some reason have a good social score, but that will change because I do not approve of the Democrats lousy picks for president. This social score is a liberal creation. Conservatives tend to look at risky behavior, civility, and ability to properly budget your personal life. I know a lot more liberals that declared bankruptsy than conservatives....Dah, that is self explanitory.


Your actual credit will have very little to do with your score.

#1 is your race, that is clear. Whites automatically get the lowest score, blacks automatically the highest to punish white people for being born overprivileged and white; and to pay for the crimes of their white great-great-grandparents. It was already announced one of the criteria is race based with the more oppressed the minority the higher their score automatically.

#2 will be your politics, if you aren't politically correct, Twitter, Facebook and Google approved in your politics your score will be lowered, even drastically

#3 will be your overall danger to society at large, with religion one of the criteria. If you are a Christian and attend a church that doesn't do LGBT weddings or the minister doesn't preach social justice, your score will be lower. In Houston the Democratic mayor tried to force ministers to turn in all sermons to be examined by the Democrats for political correctness. In China, who wanted Biden for President and for whom the social credit score was written by Google, they are telling people it is illegal to believe in any God, or go to any church, synagogue, or mosque.

#4 may be your actual credit history

#5 will be your criminal history

This is what I see coming quickly, especially once the Democrats pack the Supreme Court.



Did you just pick those out of the air or something??
1 to 3 are just complete and utter hogwash.
edit on 4-11-2020 by Kurokage because: (no reason given)



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