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originally posted by: bigfatfurrytexan
ACA essentially mandated we all buy into the bloated cost structure. And it made the possibility of accessing healthcare for someone who is private pay a non-starter.
Insurance, or any entity that negotiates for discounts and lower prices, only causes front end costs to go up. You present an over inflated cost on the bill, so that you can come down to a reasonable cost for the negotiated rate.