OBAMACARE is Responsible For Making Middle and Upper-Middle Class Americans SICKER.

The way ObamaCare/ACA is structured, those who are poor, or working poor (less than $23,000 @ year), have most of their monthly health insurance premium, AND the annual deductible, paid for by the U.S. Government. (aka: Taxpayers)

As a result of average health insurance premiums rising a staggering 105% over just the past 3 years, and the deductible skyrocketing ($7200/person and $14,200/family), middle and upper-middle income people are not buying health insurance, or, are not using the health insurance that they have.

Doctors are recognizing trends in the health care market that don't bode well for patient care or patient costs.   The middle class and upper middle class, those Americans who actually foot the bill for the rest of us by paying inflated insurance premiums, are under-utilizing services because of the comparatively extraordinary costs of their deductibles.

Doctors fortunate enough to work in population centers that have a strong mix of middle- and upper-middle-class patients have noticed a dramatic decrease in the utilization of elective surgery, specialty services, and even doctor visits, the costs being prohibitive, given patients' high-deductible insurance choices.

So they work around the problems posed by that hernia, or that recurrent sinus condition, or those painful knees.  Anything, but forking out money they don't have, or that is not easily available, for a surgery that, before the Affordable Care Act, could have been treated for a tenth of the up-front costs! 

Full Article..A Good Read!: www.americanthinker.com...

ObamaCare has now become "Single-Payer" for poorer and/or sicker Americans. That would be just fine, if the private health insurance market was detached from ObamaCare's smothering rules and regulations. Then, a family of 4 could get really great health insurance for $600 @ month, instead of the current $1,700 a month. Nationally, that $1,700 is increasing 24%, to $2,100 A MONTH, at the end of this year. THAT IS INSANE!

Republicans in Congress have the majority, but are proving themselves to be pitiful...absolutely PITIFUL, by every measure of effectiveness and empathy this year. I bet they wimp-out on Tax Cuts for Americans too.

-CareWeMust

a reply to: carewemust

You are under the assumption that the Republicans are not being bribed by the same industries that bribed the democrats......

There will be no healthcare reform unless the AMA, Insurance Companies, and Pharmaceutical companies allow it.... which means they have to make more money than they do today.

originally posted by: infolurker
a reply to: carewemust

You are under the assumption that the Republicans are not being bribed by the same industries that bribed the democrats......

There will be no healthcare reform unless the AMA, Insurance Companies, and Pharmaceutical companies allow it.... which means they have to make more money than they do today.

I now understand that the Republicans and Democrats are one in the same, when it comes to screwing the working men and women of this country.

But we have a savior !!

medical loans to keep your debt up to speed !!

Personal loans for medical expenses ...

PAY MEDICAL BILLS AND BOOST YOUR PHYSICAL AND FINANCIAL HEALTH

originally posted by: xuenchen
But we have a savior !!

medical loans to keep your debt up to speed !!

Personal loans for medical expenses ...

PAY MEDICAL BILLS AND BOOST YOUR PHYSICAL AND FINANCIAL HEALTH

I see that the loan service is set up to reward REPEAT customers, with interest rate discounts. SoFi personal loan repayments could be less than paying health insurance premiums.

Screw the upper and middle class, the average person is avoiding regular doctor visits due to the cost.

I don't blame the last admin, but he had the choice- he could have restricted health insurance, but instead enforced it- made it worse.

Insurance is the problem, not the solution. Ban it.

It's true. We're about middle class right now. While I haven't had serious issues, my wife has each of the last three years. First a ski accident and broken clavicle. While we're both insured, that ran us about 5.5K out of pocket, for a frickin collar bone. Following year she came down with pneumonia, had to be hospitalized for a few days. Deductibles had gone up and that cost us over 6K. Then this past year, got pregnant but had to have a medical miscarriage. Well that cost us another 5-6K. Now she's happily pregnant again and we'll be paying thousands out of pocket as the due date approaches and arrives in 2018.

So tell me how this works. We feel like we don't even have health insurance as just about every mother f'ing thing comes out of our pocket. Am I supposed to feel like it's more moral duty to pay 15K+ over three years out of pocket, with thousands more coming in a few months, because so many are simply too damn lazy to go out and get a decent job? I'm barely middle class. I'm not rich. I'm trying to get rich but that 15K, even a fraction of it could have been put to far better use. Even worse is we rarely drink, don't smoke, exercise 5-7 days a week, eat organic, live a very healthy lifestyle but there's no deductions for that. No, we also pay enormous deductibles and premiums because so many do not care about their health and we have to cover for it. Don't want to be healthy, fine, but why am I paying for that choice.

This isn't healthcare. This isn't socialism. This isn't helping the less fortunate. This is robbery.

originally posted by: lordcomac
Screw the upper and middle class, the average person is avoiding regular doctor visits due to the cost.

I don't blame the last admin, but he had the choice- he could have restricted health insurance, but instead enforced it- made it worse.

Insurance is the problem, not the solution. Ban it.

Insurance isn't the problem, how it's applied is the problem.

A failure for Trump thus far, and a big part isn't really him, it's the cronies in DC who are in the pockets of lobbyists, is not opening up healthcare across state lines and producing competition, which would lower costs.

republicans were the ones who rewrote and voted the aca in, they have as much responsibility for its failings as the democrats.
as infolurker pointed out, it, like all the previous and all the ones trump has tried to push through since only actually help the industries not the people who need it.
now you dumb monkeys, you been told before, don't question capitalism, free healthcare may work just fine elsewhere around the world but we will keep saying communist and venezuela and you keep repeating it while paying higher premiums.

You know what the problem is? They are forcing people to abuse the system.

Here's a fine example for you folks.

I made 50k a year. My insurance for me and my daughter is so expensive I can not afford it any more. It cost as much as my mortgage.

So you know what happenens? Me and her mother (my girlfriend) won't be getting married. See she has a part time job and makes little.money.

Which means I drop my coverage and she and my daughter will have insurance via subsidies. How effing stupid is that?

So much for being a hard working man trying to raise a family.

a reply to: carewemust

I agree it sucks, but I think the perception is skewed here by the fact that everyone is required to carry health insurance...whether they need it or not. Someone who rarely gets sick or does not suffer a chronic condition that requires maintenance is being forced to pay for a service that they do not actually need, while those who actually do need continuous or frequent medical care may not be able to afford it, even despite also being forced to pay the enormous monthly premiums...those folks have no money left over for basic needs for their family after it's all said and done.

Most people I know, including myself, choose to pay the penalty rather than fork out exorbitant amounts of money every month for something that we might actually use once or twice in a calendar year. If I had to carry health insurance, I'd have to take another job simply to live after shelling out those premiums. It's not worth it to me...I'd rather save some aside for later in case I do need $150 for a visit to the family practitioner.

Healthcare should be something that is used when needed, and therefore paid for when needed. Unless they've got a chronic condition that requires a continuity of care, no one should have to carry an insurance policy...and health insurance was designed for that very purpose. It wasn't meant for healthy people with little to no health risk factors.

originally posted by: lordcomac
Screw the upper and middle class, the average person is avoiding regular doctor visits due to the cost.

Screw the middle and upper-middle class? You are outside of those two categories?

a reply to: lordcomac

Banning insurance would definitely work. I would not want to need any health care of any sort for the following 18-24 months after the ban though.

After the inevitable collapse we may or may not have a workable medical system that mirrors other industrialized countries that do it much better and much much cheaper.

a reply to: MysticPearl

MysticPearl, you and your wife are perfect candidates for a "Health Sharing" program. They are exploding in membership, thanks to ObamaCare's burdensome costs..

Here's a quick summary: www.union-bulletin.com...

a reply to: tigertatzen

In this system you are living on a wing and a prayer.

One pulmonary blood clot, radial fracture of the tibia from a 2' fall from a ladder or lumpectomy with follow up care (chemo) and you maybe literally sued and in bankruptcy.

It isn't that complicated, only we lack the leadership to do the right and obvious thing. It is all about the $$$$$$$$$.

originally posted by: growler
republicans were the ones who rewrote and voted the aca in, they have as much responsibility for its failings as the democrats.

Come on Growler. I assume you're old enough to remember that Republicans did not vote the ACA-ObamaCare into law in 2010.

But, your assessment is current in the current tense. Republicans can repair the healthcare delivery system. If they don't do it this year, the ObamaCare hell coming in 2018 is all on them.

originally posted by: growler
republicans were the ones who rewrote and voted the aca in, they have as much responsibility for its failings as the democrats.
as infolurker pointed out, it, like all the previous and all the ones trump has tried to push through since only actually help the industries not the people who need it.
now you dumb monkeys, you been told before, don't question capitalism, free healthcare may work just fine elsewhere around the world but we will keep saying communist and venezuela and you keep repeating it while paying higher premiums.

Yeah.

And they didn't even have to cast one "Yes" vote !!

Pretty slick if ya ask me.

originally posted by: Zerodoublehero
You know what the problem is? They are forcing people to abuse the system.

Here's a fine example for you folks.

I made 50k a year. My insurance for me and my daughter is so expensive I can not afford it any more. It cost as much as my mortgage.

So you know what happenens? Me and her mother (my girlfriend) won't be getting married. See she has a part time job and makes little.money.

Which means I drop my coverage and she and my daughter will have insurance via subsidies. How effing stupid is that?

So much for being a hard working man trying to raise a family.

One of my jobs since 2013 is helping people get the most out of ObamaCare. You've learned the rules and are playing the game. Congratulations. Just be sure that your Daughter is claimed on your girlfriend's tax return, or she will have to repay your daughter's portion of the subsidy at tax time. It will be a "disallowed APTC subject to clawback".

a reply to: seasonal

That USA/Canada Comparison graphic is 12 years old. Got anything more recent?

originally posted by: seasonal
a reply to: tigertatzen

In this system you are living on a wing and a prayer.

One pulmonary blood clot, radial fracture of the tibia from a 2' fall from a ladder or lumpectomy with follow up care (chemo) and you maybe literally sued and in bankruptcy.

It isn't that complicated, only we lack the leadership to do the right and obvious thing. It is all about the $$$$$$$$$.

It's definitely all about the money. I'm puzzled by your statement about getting sued over embolisms and fractures, though. Who would be sued for that and why??