posted on Feb, 17 2014 @ 08:28 AM
Hello All, Recently I was asked to give character testimony in an DSS adoption case involving my ex-wife. All it did was bring really bad memories
back to the front of my mind. To be specific, the amount of child support arrears my ex owes me. As of today, $57,398.02
Now understand my kids are now 26 & 28 soon to be 27 & 29. That $57 & change is arrears payments, you know the payments she did'nt make when she was
supposed to. In my state the local Child Spport Enforcment will work with you & keep you in the system for a period of 10 years after your children
age out at the age of emancipation, in NC that's 18 in some states it's 21. In my case it's a NY State Court Order, so my kids age out ages were
21. That means my local Child Support Enforcment will keep my ex in their system till my youngest is 31.
That means they will still garnish the wages, red-flag the tax returns, and send you any monies they get for your case. But what after that?
After the Child Support folks pull out and leave you to fend for yourself? In my state you have little options. You can consolidate it for a judgment
and go the route of liening property, and vehicles and even business's. But it's all on YOU to do this. It's on YOU the one who is owed the money.
YOU have to get a lawyer, YOU have to file the documents, YOU have to see to it all this is done, and the sad reality is YOU probally don't have the
money to pursue it. So that owed by court order & judgment money sort of just turns to dust in the wind .
This has got to change. There has to be a way for this to be done better. I was inspired by a poster in my thread about the DSS case on an idea. What
if we could sell that debt owed to us to a debt collector or bank or any lending institution? Or perhaps auction it off? Not saying dollar for dollar.
Say 20 to 25 cents on the dollar? At least you can re-claim something. The big debt collectors could profit, they have legions of lawyers to file
liens and the like, and the payee could then face real jail time and real punishment for being a damn deadbeat.
If you are owed support arrears and could do this to collect on some of this debt, would you? This is what I want to know, if folks would go this
route. Would you sell your child support arrears to the highest bidder if you could? Thanks for the input and I and the wife are crafting a letter to
our local Congressman about this very subject. In the days's ahead I will post that letter here in a companion thread. Thanks in advance & have a
great week. OYM1262