What I see in several of the above posts can be summed up this way: Well, it would be an impossible mess if we did away with money so why be stupid
and make an effort?
Think about it this way---who gains when you don't borrow money? You do.
Who gains when you use cash instead of a credit card? Both you and the merchant gain because the merchant doesn't have to pay the fee to the banker
to get money from your account. You don't have to waste time paying a credit card bill each month. In addition, the "average" person spends up to
20% more money when using a card than when using cash.
Yes, indeed, it is a small step but like infants, we are learning and making mistakes, falling down and struggling to get up again. But rather than
remain prone on the floor screeching about the unfairness of it all, we have to struggle up and go on.
I'll never take down Wal-Mart by boycotting them but that doesn't keep me from boycotting the chain. It's what I can do, small steps, explanations
for my actions along the way to those who want to hear.
I'm not out to topple all bankers. I happen to have a local bank that is owned and run by friends and family. I know the people who run it and the
people who work there. They are my friends and neighbors who work to provide financial services for the community at a reasonable price. They are
not part of any banking cartel that got bailed out with borrowed Chinese money and the top dogs get paid according to their performance.
Somewhere along the way a great percentage of society was apparently brainwashed into the philosophy that says you can't get by without borrowing
money. We've moved from simply having a mortgage as the only household debt to using a charge card for our morning coffee. We've gone from a
nation of ants to a nation of hungry grasshoppers. Somehow we have to bring some balance and stop digging the hole deeper. We can do it on an
individual basis while urging our legislators to take similar measures. But until our own houses are clean, how are we to tell the leaders to clean
the nation's house of debt?
Likewise, I laud those who promote self-sufficiency by growing their own food. Unless you are completely homeless you can grow at least a bit of
food, even if it's only in pots beside a window or with a light. If you really want to do it you can find a way. But if you want to remain sprawled
on the ground crying about the bumpy road you've decided to navigate, cry on, brother. Do what hundreds of thousands have done before you, Cry a
river, Build a bridge and get over it.
I'm not trying to be harsh, just realistic. I know what that "crushed by debt" feels like. I was brand new at being out on my own dime when Jimmy
Carter took office. I learned some really hard lessons during those years---much like a lot of young people today are learning, except that Jimmy
never figured out how to fudge the inflation numbers like everyone since him have done. I really do feel sorry for the generation that includes my
grandchildren. For the most part they have no idea how to live without computers and microwave ovens. I see dozens of them in their 20s and 30s
living at home, being supported by parents. The whole attitude of a goodly percentage of that generation seems to be that parents "owe" them
everything for as long as they live. (That's not to say that this is the first generation to have that attitude. I know quite well that some in my
generation were infected. My ex is now 65 years old and lives in his Mom's spare bedroom. She's 82, and bless her heart, still working to support
Heading toward "majority" in the '70s for me and all my friends meant leaving the nest....never to return. For some it was college, some military,
some marriage and for others it meant becoming roommates with several other people who couldn't afford an apartment any other way. It meant freedom
and that's what we were about.
But that was a different world...with a vastly different "Popsicle Index" in operation. If you are interested in knowing more about the Popsicle
Index you can take a look at this: www.ratical.org...
I like a lot of her ideas.
I prefer to focus on building things up, not just tearing down the system. Money has been a part of human civilization for as long as we've gathered
around campfires. It's not likely to go away....only the form changes. So I face the facts and make the best of the situation and fight on for a
better world for all.