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People generally try to avoid getting involved when there is no-one around. Why? Because of the legalized theft known as insurance. I've gotten into a little fender bender with someone in a parking lot. The guy backed into me, it happens, I know. He wanted to go through insurance until I told him a little horror story, we called the police anyway and the cop ACTUALLY told us to just either settle it with some sort of cash deal, and he wouldn't register the accident, or he'd force us to go through insurance, and even if we didn't he would still have reported the accident, where the insurance would find out anyways, which he again explained to the guy who hit me what would happen. He cut me a check.
I'd never go through insurance unless it's over 2 grand in damages, because the hike in monthly rates would just equal to that amount I'd put up for my own repairs. It's ridiculous. Driving a car is so nerve wrecking sometimes. That's why I don't drive unless I NEED to, and when I do it's like grandma, and I park away from everyone else because I've had to many idiots bump into me or almost.edit on 7-2-2014 by strongfp because: (no reason given)