posted on Feb, 7 2014 @ 11:37 AM
reply to post by FyreByrd
You were right about most things in your post, but not subsidized healthcare being better.
They still can't pay the deductible unless they 1/2 a years pay in the bank, so it is worthless, and simply wasting money on the premiums.
These people will still be flocking to the emergency room, so nothing will change but the government dumping heaps of money into the insurance
industry for products no poor person can still afford to use.
The average poor person might need what $5,000 a year in medical care they don't have, now they insurance with a $5,000 deductible they still don't
have the money for.
This changes nothing for 9 out of 10 poor people. They will still be forced into the emergency rooms.
I don't see how you qualify this as a good thing.
I do agree with your point on the 'deductable'. The working poor cannot afford $1,500 a year in deductables and will still avoid getting health
care early when care is less expensive.
This is a failure of the new law and would be easily addressed by universal single payer health care. Deductables are a means, used by big insurance,
to obscure the true price of a health insurance policy.
I'm not a fan of Obamacare for just such reasons. It was a huge boon to the health insurance industry. However, being able to obtain (and there are
policies without deductibles available) health care that is not dependant on an employer is a large step in the right direction.
We didn't get into this quagmire overnight and it will take some time to dig our way out.
Until such time that the U.S. joins the rest of the 'civilized' world with universal health care, this is a much needed step to help others.
It helps businesses as well.... but that's another time consuming discussion.