Just dropping by to post a quick update.
I had settled down, relaxed, for the most part. Then, someone said, "Wow. Your surgery is next week."
I kind of blinked, then it settled in, and all nervous again. Not like I never had surgery before, but again, it's the unknown that's driving me
crazy. I don't know what they will find. I have been repeating the mantra, "It will be okay, it's nothing, it will be fine", when in reality, I just
It works for the most part. Other times, I know I don't know, and get scared all over again. Sigh. I feel like I am playing head games with myself, in
a way I am, but whatever it takes at this point. It's a hard thing to understand until you are in the position.
I got my pre-op registration paperwork meant to "fast track" me through the registration process. In reality, it's the doctor's office collection
notice, reminding me how much my self pay portion will be, and that if I don't pay, no surgery. Sigh again.
I know they have to get their money, but they won't even be seeing me until Monday. I have the money, at this moment if I had to, I could entirely
self pay it if I had to. I couldn't eat or pay my bills, but what's more important, right?
Anyway, the self pay portion is 825.00, so I am thinking I will pay out of pocket 425.00, and use the debit card for the other 400.00, and leave
myself some wiggle room for surprises. I know some portions of the hospital bill are going to be seperate, like radiologist, likely pathologist, maybe
lab, anesthesia, not to mention just the actual hospital co-pay itself.
The prescription benefits company also told me, and I don't know if it was true, that all drugs given in the hospital will be billed seperately as a
part of my prescription benefits. Omg, are you KIDDING ME?! I am certainly going to be sure that I take my meds from home, and get an order from the
doctor, "May take home meds", and use as little meds from the hospital as possible. This is turning out to be unbelieveable.
Anyway, I am not sure what my hospital co-pay is going to be. Under my HMO plan, outpatient surgery was 200.00, then 280.00, so no telling what it
will be. I have been, as of yet, unable to figure out what formula they are using to determine my portion of the bill. I do not think I am paying 100%
until the full deductible is paid, but that was what I was told I was going to do.
I hope I will get a statement showing the full amount of the doctors' charges, and maybe then I can figure it out. Perhaps this is just the
My husband went to get my refill on the zofran for nausea. I stretched those 8 pills out as long as I possibly could. I am able to take 3 per day, but
only been taking one per day, right before I eat. Not eating but once a day, anyway.
10 pills for 33.00 self pay. I didn't get any more, as I am hopeful once the surgery is over, the nausea will go away. If not, I will just get another
refill as I can afford it.
This whole thing is bad enough to cope with, the anxiety and all, but the added anxiety of monetary issues adds to it, making a complicated issue even
worse. Go Obamacare and all the issues it has brought with it! I suppose I should be greatful that I do not have an exchange plan, considering the
horror stories I have been hearing about that.
Anyway, that is my update for now. Will update if I have anything more, later.
Otherwise, I will likely post on surgery day, hopefully once I am home, safe and sound, and cancer-free. That is the most important thing, at this
point. The bills will get paid, as I can afford them. Meds will have to come first, but hopefully, I won't have as much need once this is all over.
edit on 21-2-2014 by Libertygal because: (no reason given)