posted on Nov, 14 2013 @ 10:44 AM
Real heath care change, I mean REAL change should be an Ala-carte approach. A "base insurance" plan is made available, upon which you elect to add
more coverage based upon your needs. Additional coverage for transgender issues would be chosen on an individual basis based upon need. Or, like cable
and cars, a set of "feature plans" is made available that bundle the most logical groupings of additional policy enhancements, such as:
- The "Fast and Furious" plan covers young adults from 18-30, that has small co-pays and large deductibles for catastrophic coverage, baby related
- The "30-Something" plan covers people from 30-50, has large co-pays, and medium deductibles for more advanced health issues and early screenings
of cancer and other long-term issues and dental.
- The "Elder" plan covers people from 50-70, has medium co-pays, and smaller deductibles for plans covering more longer-term issues (cancer,
etc...), dental, and early screenings for diseases more prevalent in the aging body.
The people above this age group would be covered by Medicare/Medicaid during their retirement and aging years.
Just my thoughts.