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Got My Insurance Cancellation Letter Today (Anthem Blue Cross Blue Shield)

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posted on Nov, 7 2013 @ 01:35 PM


I've been following this mess on and off. Are these cancellations happening only to those with individual plans? Or are they happening to even people with healthcare provided by their employer? I have BCBS which is provided by my employer, a rather huge international company. Should I be concerned?

Employers with 50 or more employees must provide you with insurance.

And it sucks compared to the ACA insurance because they got a pass. The deductibles are ridiculous and their big sales pitch is "well its a health savings plan lol". The first time you have to use it for anything its a debt making plan.

posted on Nov, 7 2013 @ 01:40 PM

reply to post by daryllyn

Up until today, these cancellations were only stories on the news to us...Today, it hit HOME!
We were upset yesterday...TODAY, we're furious!

They are cancelling corporate and small business insurance policies as well. My health insurance is through the small company my wife works for and they were able to negotiate a 1-yr extension starting this December, but after that it's going to change and go up.

The only "health care reform" that happened is it gave big insurance the loop hole they needed to raise rates and provide #tier coverage.
edit on 7-11-2013 by WCmutant because: (no reason given)

posted on Nov, 7 2013 @ 01:43 PM
reply to post by WCmutant

You just summed it up in it's entirety in a few sentences- thank you!

posted on Nov, 7 2013 @ 01:47 PM
reply to post by WCmutant

"What about the government subsidies"? That reply also cracks me up. The Govt. (taxpayer) subsidies to help cover the increased cost of the policies is still taxpayer money going directly to the Insurance Companies!!!!

What a racket.
edit on 7-11-2013 by toolgal462 because: (no reason given)

posted on Nov, 7 2013 @ 02:17 PM
reply to post by IAMTAT

Good... remember all the Mob mentality harashment and name calling you and like you did ? honest people trying to tell you ??? allot more coming gullible goyim... self inflected as all the other gullible goyim. You will believe as more pain comes your way ... sooo get ready it's just begun TRAITOR ! Reap you World Wind!

You’ll blow this off… and find out different just like you are now SUCKER !

It's your turn now !

posted on Nov, 7 2013 @ 02:25 PM
reply to post by AkumaStreak

They will not wake up until they are lined up against a wall... like all Brown Shirts get in time. Truely useless to try and explain anything to Brainwashed, dumbed down goyim. Wish this thing would just pick up speed for the DEATH PANELS... those don't exist either ... Barry said so ?

Goyim just can't admit they've been had sooooo bad. Much Much more coming. All imaginary though ????

posted on Nov, 7 2013 @ 02:34 PM
reply to post by gariac

Hey thanks for the response and the link I had to go back and read all the post since the last time was here to find this one.

I remember about that, but I think it was a one time thing, the insurance were at fault on this one.

My husband and I have Tricare as he is a Military retiree so we got nothing and will get nothing as its subsidized by the government.

posted on Nov, 7 2013 @ 02:54 PM

reply to post by kdyam

All of the employers that I have worked for (not "crappy employers") usually change their employees health plan options every few years.... to either save the company money or to offer better benefits to their employees. I have seen it happen with most of them on a yearly basis... so to assume that most of them will be grandfathered in is pure ignorance. Now people paying their own insurance for themselves or their families outside of employer sponsored plans would be much more likely to be grandfathered in. When males being forced to pay for maternity care or people who are no longer children being forced to pay for pediatric care to the tune of much higher premiums( just to name a few of the 10 essential benefits) and deductibles going up into the thousands all across the board is factored it give people the right to be angry. Employers have a right to look out for their bottom line... otherwise they would have to let their employees go.. don't be mad at the employers.. be lucky you even have some form of health insurance. I would be interested to know if you have signed up for the ACA? Or are you just a slightly hypocritical poster here who is getting employer funded healthcare (even though yours is bound to change) and then trying to stomp on others who are rightfully complaining about theirs?

Is spreading the costs of maternity care among everyone really such a terrible thing? Don't we all pay for education regardless of the ages of our children or if we even have children at all. We do these things for the common good.

So we should be filled with gratitude that we have any insurance at all? Why should healthcare be tied to employment? Why shouldn't we be upset that we can't move beyond our broken healthcare system and adopt a single-payer system like every other single civilized nation on the planet? Maybe you should be angry that we had to settle for a half-step?

You also point out that employers regularly change their plans. Sometimes this is because they negotiate a rate, sometimes it's because they are trying to save money and cut your coverage (where the hell is the choice in that?) and still other times it's because insurance companies regularly consolidate, discontinue and create new plans. Is it not possible that at least *some* of these cancellation notices are more about showmanship? My company changed plans this past year, I got a letter and some forms offering me a selection from two plans. What if they framed it differently and sent me a letter that said they were cancelling my old plan and I had to go to their website to pick a new one? It's effectively the same thing.

Yes spreading the cost of maternity care across the board to everyone is bad. When our choices as individuals are taken away from us and then the cost is spread among everyone.... or redistributed then we are no longer a republic we are engaging in socialism. As afr as everyone paying taxes for schools i have no problem with it is a public benefit, health insurance is not a public benefit, its private..... just like if you took your kids to a private school, my tax dollars wouldnt be paying for it and enrolling your kid in a private school would be a choice you would get to make. They are taking our choices away and telling us what we are going to do.... the only choice we get is how much can we afford. The majority of the health plans are a joke, extremely high deductibles benefits that are forced on us that the majority of us will never use.... its blatant socialism and you seem to be ok with that? I think that people who are employed should be happy that they can get health insurance through them. Your employer is paying 50% or more of your premiums... and yet its still not good enough for some. The employer has the right to shop for policies to save money so they can keep people employed, pay a decent wage and still provide coverage. Your choice is to pick one of the plans they have contracted or opt out and get it on your own.

posted on Nov, 7 2013 @ 02:57 PM
reply to post by WCmutant

That is what people have been telling all along, those that never had insurance have not clue what is going on, they only know that looking for insurance once they know they can be mandated, taxed and fine, is looking no good with the prices, those of us that had insurance for decades are looking at the prices that we are to be stick with.

Those that never had it and now don't even qualify for it due to poverty are better off because they can now get into Medicaid expantions.
edit on 7-11-2013 by marg6043 because: (no reason given)

posted on Nov, 7 2013 @ 03:11 PM

reply to post by IAMTAT

Good... remember all the Mob mentality harashment and name calling you and like you did ? honest people trying to tell you ??? allot more coming gullible goyim... self inflected as all the other gullible goyim. You will believe as more pain comes your way ... sooo get ready it's just begun TRAITOR ! Reap you World Wind!

You’ll blow this off… and find out different just like you are now SUCKER !

It's your turn now !

Pardon me; are you saying that Obamacare is actually punishment that I deserve?
And you are calling me a "TRAITOR" and a "SUCKER" why?

You call me a "goyim"...which, if I am not mistaken, is a derogatory term for a gentile. Is there some point or purpose to this personal malicious name calling and religious intolerance?; It may tell us all a bit about your mental stability, but it hardly seems to fit within the context of this discussion.
edit on 7-11-2013 by IAMTAT because: (no reason given)

posted on Nov, 7 2013 @ 03:21 PM


reply to post by burdman30ott6

Just don't file income tax can't penalize u if u don't file....

Not true. Several years ago I didn't file. It took a while but I got an 'estimated' tax due bill from the IRS. So I filed and was due a small refund which was shy I hadn't filed in the first place. It was a complete waste of my time.

I work for the IRS. IRS receives Social Security information from the SS Department. If your SS is increasing and you have not filed, they send that letter estimating how much you owe. Trust me on that... not you who I'm responding to, but the person you responded to. Don't file a return if you want to... you'll be calling one of those hot lines real quick.

posted on Nov, 7 2013 @ 03:22 PM
I really think there should be a class action lawsuit against ACA. If the nation is going to go down in flames with such horrible "we must pass it before we can read it" garbage, then might as well embarass the people who wrote it and send some people to jail.

Seriously enough is enough. I cant believe people are getting their already over-priced policies cancelled in favor of more expensive healthcare programs. If this # is affordable, then I dread what the unaffordable plans would be, must be only for the billionares.

posted on Nov, 7 2013 @ 03:29 PM

I really think there should be a class action lawsuit against ACA. If the nation is going to go down in flames with such horrible "we must pass it before we can read it" garbage, then might as well embarass the people who wrote it and send some people to jail.

Seriously enough is enough. I cant believe people are getting their already over-priced policies cancelled in favor of more expensive healthcare programs. If this # is affordable, then I dread what the unaffordable plans would be, must be only for the billionares.

I'm pretty sure that our elected officials have that covered. You don't really think that we, the lowly people who pay their nice salaries and benefit packages, have any say in how they do their jobs do you?

I promise you, there is no way for any class action suit to be filed against our government. I'm not a legal expert or even government expert but I know somehow/some way they have protected themselves from any repercussions from the people.

posted on Nov, 7 2013 @ 03:35 PM
reply to post by toolgal462

Well I can tell you the birthers have been getting stonewalled for years trying to prove Obama is not a natural born citizen and thus disqualified from holding POTUS. The case keeps getting dismissed for technical reasons each time. Isn't that telling?

Still such crap legislation is wholly undeserving and deserves its own trial in court. Law Firms probably dread going against the federal government and especially against the IRS that is owned by the federal reserve bankers. Lawyers would be floating down the hudson river for days with no clue of anything, think mafia executions, but worse.

posted on Nov, 7 2013 @ 04:07 PM
My wife received her cancellation letter also. But she didn't vote for the current "Liar and Thief". If someone loses their insurance due to ObamaCare and they voted for Obama...tough crap! You were probably one of the ones calling the rest of us racists, swearing allegiance to this fool and his un-American beliefs. I'm glad you lost your deserve it. You voted for it. My wife didn't. She doesn't deserve it nor do my children (one getting ready to start college) who will also have to deal with the loss of money.

If you voted for him and his ideals...wiping his ass with the constitution, lying about everything, taking from everyone and deciding who deserves it back (surprise...his friends and supporters), etc. You deserve all of this. We don't.

posted on Nov, 7 2013 @ 04:09 PM
I got my letter, and an extension till dec 2014 from blue cross. No idea how much it will end up costing, we got no estimates yet, just an extension with a small increase in rates. So, for now i get to keep my plan about 6 months longer than it's actual expiration, but at the same time, I have to pay more for it just to keep it. I guess after next December, i'll have to give up my house and use my mortgage budget to pay for my NEW super EXPENSIVE aka "affordable" health care plan. Oh wait, no actually, I'll keep my house and go without insurance. We buy organic and non gmo. Preventive healthcare is more important than ever now, and I predict a huge growth in that market. Thinking about changing careers now........

I won't be the only one dumping insurance all together. Maybe if everyone stood together and dropped their insurance, this so called affordable healthcare act might go belly up due to lack of funds.

Oh and for the record, i most certainly never voted for this pres or any dem. And I'm mad as hell that so many people fell for this stupid sh*t! Go ahead and mindlessly do whatever your favorite celebrity says, do everything your friendly newscaster tells you too, say YES WE CAN even though you don't know what that even means, (hint - absolutely nothing!) And when someone smarter than you tries to correct you, just call them rasist! That will shut them up! Don't bother checking the facts for yourself though, that would make you a traitor and a radical and a (gasp) PATRIOT and you'll get labeled the new terrorist.

Maybe the zombie Apocalypse is here afterall. But instead of eating our brains, they voted for a'holes.
edit on 7-11-2013 by Under Water because: (no reason given)

posted on Nov, 7 2013 @ 04:11 PM
Wow .. there is so much BS in this thread. I couldn't believe it but it seems that the Democrats actively distribute their lies everywhere or people are so brainwashed by all the lies that they don't even see what's real anymore.

The two-party system (from first page) is the problem? It would be a wet dream of the Democrats to abolish that and turn it into a one-party system. Republicans back and forth, there are not acting like the counter-part at all times, but they are still people fighting against the insanity here.

Calling people who are against ObamaCare "traitors" are just the peak of the iceberg. You guys really need to listen to your own words... There was one good commentary in this thread: "Real change only happens if you are going from comfortable to uncomfortable"... Those who are supporting this whole mess, you should ask yourself, how long are you going to be comfortable? How fast will this administration turn against you?

Isn't it funny, the last few days I have been closely watching a few friends who are hardcore Obama supporter - 200% behind this administration - defending this administration like it would be their kids.. You never saw people turning so fast against it once they realized that they were out an extra $500 per month! Now it's all ranting how bad it is and that they "had no idea" ... the "nuts" are not so nuts anymore.

The current administration is incompetent - not qualified for the job - in the real world they would have been all fired. I don't think that any other president in the history of the United States had so little respect. Even you didn't like a president or voted for his party, you still respected the office but this president has accomplished almost the destruction of the office. Wherever you go - listen to the people and you will realize that here is so little faith in the "institution of the president" these days.. The next president will have a tough time to restore confidence into the office regardless of the political affiliation.

posted on Nov, 7 2013 @ 04:18 PM


When will people wake up and see what the Democrats have done to the country these past 6 years?

Don't blame the Democrats. Blame the 2 Party System. It has been going on for far longer than 6 years.

Come on now.
How can you even try to pin part of this on the other party when it has Obama's name written all over it?

Denial ain't a river in Egypt.

posted on Nov, 7 2013 @ 04:20 PM

Since you are claiming Obamacre is like Romney care please explain their similarities in great detail. I will enjoy this one.

Romneycare was originally modeled, in part, on work the Heritage Foundation did. But what was passed as "Romneycare" was actually implemented by his successor, Gov. Patrick, and a overwhelmingly "D" legislature, which overrode Romney's vetoes on provisions of the bill he disapproved of - so, the saying the ACA was modeled on Romneycare is a half-truth, which also makes it a half-lie.

From an article detailing the history, and the differences:

But the bipartisan bliss didn’t last very long. Just prior to the ceremony, Romney’s aides had announced that the Governor would be vetoing several key provisions of the bill, including its employer mandate that forced all companies in the state, employing more than 10 people, to provide health coverage for their workers or pay a $295-per-person fine. Romney vetoed several other provisions of the law, including one that extended dental benefits to Medicaid patients, and another that gave certain “special status aliens” the ability to receive Medicaid benefits.


In the end, it didn’t matter what Romney thought about the employer mandate. The Democrats controlled 85 percent of the legislature. After the bill-signing ceremony was over, they went back to the State House and overrode each of Romney’s eight vetoes.

How Deval Patrick Gutted Romneycare's Market-Oriented Health Reforms

posted on Nov, 7 2013 @ 04:24 PM
reply to post by WeAreAWAKE

Actually I supported him the first time because of how bad bush jr was. After his first term I said hell no. Looking back even romney seems godlike if you ask me. Ron Paul was the best solution from the two party monopoly but appears to have been cheated severly.

The people who voted for him twice, YES they do deserve this and more. Ignorance has a terrible price. Fool me once and the shame is on you, fool me twice and the shame is on me.

People better be more careful selecting candidates in the primaries. Not all politicians are the same.

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