I recieved 90-day notice to find another insurance company

Just great. I'll just pay the stupid fine at the end of the year. fk em. Not like they paid for anything anyways when I sat here and had to pay majority of the dang bill.

Atena and cobra just cancelled all the full time and part time employees healthcare.

Which means, I'll have to pay $700 for school insurance, which is totally outrageous.

Way to go losers for electing him. I hope you all get affected by this nonsense.

They cancelled, because they don't meet the requirements under the new bill.



Funny, and they are still going to take their payment premium until Jan. 10, 2014. When they cancel you on Dec. 31, 2013. GTFO

Such a scam, it's pathetic.

reply to post by Diabolical


Well that is complete BS. Especially about them taking until Jan. Most insurance plans, including ours, make you pay 1 month ahead, so you really should have been done in Nov., to be covered in Dec.
Nice scam they have going there.

reply to post by Diabolical


Who did you vote for?

Go read it again. If they cancelled your plan it sucked and you were getting screwed. Check the new coverage and rates you can get. Btw cobra is not an insurance company and Aetna has plans under the ACA.

Have you looked into this at all or is your rant just a knee jerk reaction caused by the right wing media?

reply to post by Diabolical


If you voted for anyone other than obama, I'm sorry to hear that. If you voted for obama you got exactly what you deserved.

reply to post by damwel


Mine is supplement insurance through atena-src, because I'm part time.

What really gets me though, when work messed up a check--because I apparently terminated myself from the job-- and missed one payment, I got dropped like no tomorrow and no grace period to pay them, or option to pay them. It took a month for me just to get straighten out and to be put back on the plan.

Now that I'm finally back on, they cancel me.

I didn't vote for Obama. I voted for MCCain, didn't like him either.

reply to post by Diabolical


You realize there was another national vote back in 2012 between Romney and Obama, right? Not that Romney would have been better.

I voted for Gary Johnson who started on the Republican ticket but switched to Libertarian when he denied access to most of the debates. Stop voting for the 'least of two evils'. It's still evil.

Another candidate to watch in the future is Rocky Anderson of the newly formed 'Justice Party'.

I'm not clear on the details of the fines and fees for ACA but if you're a part timer, I doubt you're going to pay any fines for not having insurance. You may qualify for almost complete subsidized coverage.

reply to post by signalfire


I did have subsidized coverage. They canceled me because they don't meet the requirements.

I voted for Gary Johnson.
Anybody that votes GOP/Dem is a part of the problem, and not a part of the solution.
Not that it matters anyway since they are all puppets.

Diabolical
reply to post by damwel

 

Mine is supplement insurance through atena-src, because I'm part time.

What really gets me though, when work messed up a check--because I apparently terminated myself from the job-- and missed one payment, I got dropped like no tomorrow and no grace period to pay them, or option to pay them. It took a month for me just to get straighten out and to be put back on the plan.

Now that I'm finally back on, they cancel me.

There'd be no penalty for 2013. As for 2014, unless you qualify for an exemption, your penalty would be the greater of $95 or 1% of your income up to a maximum of $285, assessed as part of your federal tax return. There are actually quite a lot of things that qualify one for an exemption, here's a few:

- You’re uninsured for less than 3 months of the year
- The lowest-priced coverage available to you would cost more than 8% of your household income
- You don’t have to file a tax return because your income is too low

Hardship exemptions:

- You were homeless
- You were evicted in the past 6 months or were facing eviction or foreclosure
- You received a shut-off notice from a utility company
- You recently experienced domestic violence
- You recently experienced the death of a close family member

There's no denying that there is some inconvenience experienced on your part, but it sounds like your private insurance plan wasn't providing adequate coverage (was basically a scam?). There's I think a dozen states running their own exchanges (link to map) and the federal exchange is expected to be fixed and fully functional within the next couple weeks. Before throwing up your hands and opting to pay a penalty (and go without any insurance), it seems reasonable to become aware of your options.

damwel
Go read it again. If they cancelled your plan it sucked and you were getting screwed. Check the new coverage and rates you can get. Btw cobra is not an insurance company and Aetna has plans under the ACA.

Have you looked into this at all or is your rant just a knee jerk reaction caused by the right wing media?

You know what causes me to have a "knee jerk reaction"? When a poster tries to turn a thread into a right wing / left wing argument. All sides are getting screwed by this. If you think you're not, then bully for you. But don't spin that turd here. Very few people are benefitting from this new "Affordable" Care Act.

damwel
Go read it again. If they cancelled your plan it sucked and you were getting screwed. Check the new coverage and rates you can get. Btw cobra is not an insurance company and Aetna has plans under the ACA.

Have you looked into this at all or is your rant just a knee jerk reaction caused by the right wing media?

My plan did not "suck" nor was I "getting screwed" by it. It meant my needs just fine and has done so for ten years. I guess the "knee jerk" is the fact that my insurer has DOUBLED the cost of my plan because the old plan did not "meet the requirements" of the ACA. If you will remember, Obama said, "If you like your plan, you can keep it." Turns out that isn't true at all. The thing is, statements like that helped give support to pass the plan, but now that Peolosi's idea that "we have to pass the plan so we can see what's in it" has come home to roost.

So just exactly what are you accusing the "right wing media" (IMO, an oxymoron) of doing? Am I indulging in a right wing conspiracy when I report to you that my plan doubled in price? Am I a right wing nut because I report to you that, unlike what Obama promised, I cannot "keep my plan" even though I liked it just fine? Just what about this complete fiasco is it that is generated by the right wing?

You are correct that Aetna has plans under the ACA--just not the same plans, and they happen to be much more costly. In fact, if I obtained a plan through the new "health care markets," and example of which is the Federal site that doesn't work, I would be paying 400% more (My state site works and I checked it out.)

You are correct about COBRA, but you fail to say what it is. COBRA is a law that mandates employers continue to offer you health care coverage if you separate from employment, from 18 months to 36 months, depending on the circumstances. But YOU pay all the premiums. So if you have been lucky enough to have your employer provide you with a Cadillac benefits package, you get to pay the entire cost of that during the COBRA period, that is, if you can afford it.

The ONLY people who will benefit from this law are people who are (a) employed full time and (b) have their entire health care insurance paid by their employer. Everyone else gets screwed, particularly part-time employees or people who are "too rich" for Medicaid, but "too poor" for Obamacare.

For those of you who voted for Obama and who think Obamacare is a good thing, you RICHLY DESERVE what is about to happen to you.

reply to post by Diabolical

Which means, I'll have to pay $700 for school insurance, which is totally outrageous.

Are you sure that figure is correct? What school is this! My daughter pays $20 per month for her school insurance through UCLA.

It seems accurate information regarding a very complex new program that only exists on paper is scarce.

From what I've read, if you make under $50k (73% of income earners in the US) you will receive a net subsidy. Most part-time workers will see net gains. The current commercially available plan classes will be consolidated to meet certain minimum standards. BTW, Lots of people that voted Dem will never see a dime from this. Why don't you ask them how they feel subsidizing poor conservatives that just complain about everything?

The statement that "...I had a plan and it was just fine", although sincere, is meaningless in a factual sense. Before the ACA, they could dump you after you get sick or raise rates enough to inspire you to look elsewhere. That isn't OK with most people.

This narrative of noble insurance companies in a free market vs. incompetent socialist central planners is fabricated by the insurance and medical HW corporations. The same thing happened in the 60's when medicare was introduced.

I recommend continuing to stay engaged and calm. It will put you at an advantage over those that rely irrational ranting for gratification. You can always reject heath care altogether and rely on prayer. That works for some.

reply to post by schuyler


I don't suppose you'd like to fill in a little more detail for those of us who are genuinely curious? Who is your insurer and what was the plan name? What was the premium before the plan was changed to come into compliance with the PPACA? I'm not questioning your credibility but these are the types of details that make a world of difference. If you were paying $50 before and your month rate went up to $100, that sucks but it reflects a very different percentage of the majority of people's income than a $300 plan shooting up to $600 would.

I am wondering about your claim that this is the same plan you've had for 10 years, because under the PPACA, plans that existed in their current form before 2010 are grandfathered in? It's clear that the President and people in his administration purposely made dubious blanket claims to sell people but plan changes are also a regular occurrence with plans being constantly created and phased out. That is to say, there is a normal amount of yearly rollover that has nothing to do with the PPACA.

reply to post by InverseLookingGlass


Since you are talking "facts", please provide links to back up your statements. It's the rational thing to do.

theantediluvian



There'd be no penalty for 2013. As for 2014, unless you qualify for an exemption, your penalty would be the greater of $95 or 1% of your income up to a maximum of $285, assessed as part of your federal tax return. There are actually quite a lot of things that qualify one for an exemption, here's a few:

- You’re uninsured for less than 3 months of the year
- The lowest-priced coverage available to you would cost more than 8% of your household income
- You don’t have to file a tax return because your income is too low

Hardship exemptions:

- You were homeless
- You were evicted in the past 6 months or were facing eviction or foreclosure
- You received a shut-off notice from a utility company
- You recently experienced domestic violence
- You recently experienced the death of a close family member

I'm not real informed on this Obomacare but isnt this the "target" group of Americans its aimed for

reply to post by deadcatsrule

I'm not real informed on this Obomacare but isnt this the "target" group of Americans its aimed for

With obama as President, ALL Americans are targets.