posted on Sep, 25 2013 @ 12:50 PM
When an average night at the hospital, with only a nurse attending to you can run upwards of $10,000 this represents a gouging of unnecessary profits,
at least, as applied to that service.
What most people do not realize is that health insurance is pretty much a scam. We all are concerned about the "what if" scenario where you get some
catastrophic health problem or in a terrible accident and are hit with an enormous bill for it, when in reality as of 2007 in America 85% of all
visits to the hospital were less than $5000.00. 13% were no more than $30,000.00, and 1 % were no more than $50,0000.00 which leaves us with a 1%
group that were over $50,000.00 and yet we are all paying for the 1%... sort of reminds me of another 1% issue we are having in America.
I was licensed in Florida for life, health, and annuities insurance, and I was frankly disgusted with the health industry. I worked for a company
that sold special health insurance at a reasonable rate, but was not Cadillac coverage. I truly believe we should have basic health insurance that is
reasonable, and if we want to by catastrophic coverage then that can be bought for a reasonable price of say $100.00/yr. Most people would buy it,
and the money would cover those awful situations. I wrote a piece about how most hospitals are gouging people for services like lab work, x-rays, and
ekg's. There was a great site put up called Hospitalvictims.com.
The URL link is not working properly, you can see their old site here:
(remove spaces) otherwise the link won't work or look up
hospitalvictims.com on wayback machine.
hospitals screw the uninsured – know how to use the Fair Trade Act to your benefit
You see, the Fair Trade Act is your best friend, and since you can't go shopping for help when you are in need of medical treatment, they have to
charge you a fair amount, and that is usually 25% more than Medicaid. I have sample letters you can use to request the proper bills and put the
hospital on notice that you are not an idiot. The one rule I found is to NEVER agree to a payment amount until you have gone through the haggling
Obamacare is simply a massive bureaucracy meant to cripple the nation. The people in desperate need of help are not going to get it, and those who
have health coverage don't want it. The very poor are already on medicaid or medicare. Obamacare is like FEMA helping you during Hurricane
edit on 25-9-2013 by UnifiedSerenity because: url not working right
edit on 25-9-2013 by UnifiedSerenity because: (no