Originally posted by Cruff
reply to post by Libertygal
Holy Crap!!! You poor thing!! How did all of that happen if you don't mind me asking??
That sounds horrendous!
I was in a bad car accident in a Ford Taurus Wagon. I was going 50-55, and a girl blindly pulled out in front/across me. It was a near head on
collision. The air bags deployed, between that and the steel I-beam construction in a Taurus, is the only reason I believe I am alive. I only had the
car two weeks. I think it was meant to be that way.
The girl did not have a valid drivers' license, suspended in North Carolina and Georgia. She was, in fact, suspended when Georgia granted her
license. They never should have. Needless to say, she was uninsured.
So, I paid for the accident. 8 grand to repair the car, she was 19. Her only asset, the car, was totalled. She lived at home with her mom, no job, so
my insurance company refused to sue her. Instead, even though I did, and still do, have a flawless driving record, my insurance leapt to over 2k a
year. Needless to say, I dropped them, I was not at fault, why should my premiums go up?! Isn't that what uninsured motorist is for?
I paid, and still do, all my medical bills myself. I do have my own insurance. I have been legally disabled for 7 years, this happened in 1993. I
could have quit working, but I refuse to give up. Plus, the benefits are still better than Medicaid.
I cannot begin to describe what this has done to my life. Just the injections alone, since they are outpatient surgery, cost me in copay, 200 a shot.
It went up this year to 250.
My thoracic fusion was 79 thousand. The cervical fusion was 49 thousand, and the decompression lami was 29 thousand. That is not including tests,
meds, and everything leading up to now. Of course I had insurance, even though the pain was and is debilitating, these are considered elective
And, I just got sued, again, for medical bills. Such is life.