posted on Aug, 24 2013 @ 01:49 PM
Originally posted by sled735
It is not medicade that takes the money back at her death, it is the TennCare Ins. program. But, since they tell her he needs to be on TennCare to
receive any help, this is what is creating the "between a rock and a hard place" choice for her.
That is correct. Other states have slightly different names; it's all tied to Medicaid. I encountered this when my father became too ill to care for
himself. he had little money to speak of except $900 a month social security. His nursing home care cost $200 a day. The government program would pay
for it, but the flip side is that they would attach his "assets" when he passed away, in this case a paid for house worth about $100K.
Yes, all these cases are sad, and this one particularly so, but the bottom line is that this person is requesting assets first, for free. Governmental
welfare programs generally won't help you unless you have no assets in the first place. You have to "spend down" your savings, etc. before you even
qualify. The fact that they are willing to forego this requirement under the circumstances seems a minor bureaucratic miracle to me, but it is a
requirement codified into the law nationwide.
Now you can decry the fact that the government wants to be paid back, but we all know that the bottom line is that the government will never recoup
the resources it spends on cases like this. It's a net loss. We all pay. There's your social responsibility for you. That's her safety net. She got
it. The fact that her assets are seized after she is dead (and no longer needs them) is personal responsibility for you.
And there IS at least some personal responsibility and accountability still left, though its fading fast. Now I can hear the cries of outrage already,
but the fact is that somewhere along the line this woman did not take care of herself and she wound up taking on more than she could manage. We don't
know details; all we know is the end result. She's a widow, surely through no fault of her own. But where's the life insurance? You mean she started a
family and forgot about life insurance? The couldn't "afford" it? Really? Life insurance is part of the protective shell you create to help your
family should an accident happen. If you don't have it, you gamble that nothing will happen. well, it did, and guess who's there to bail her out? The
And even when they do, even when they step up to the plate, you bitch.
edit on 8/24/2013 by schuyler because: (no reason given)