posted on Aug, 17 2013 @ 09:25 PM
The last time I had health insurance was after I left corporate America and still kept Cobra coverage for a few more years while my daughter still
lived at home. If I recall it was about $460 a mn. for her and I, neither of us had any health problems. Once I decided to work for myself doing
flowers and she moved out I decided to discontinue it, we rarely needed it and probably wouldn't unless of some sort of freak accident. Now some
people may consider that reckless, but the fact is I simply couldn't afford it without eliminating other expenses that were a priority.
At first this made me a nervous wreck, Oh God, what if something bad happens? The odds are in my favor based on genetics, but accidents are a
different matter....( knocks on wood ) Now Obama keeps saying uninsured people will be given all these "affordable" options in Oct., last time I
shopped around for insurance for myself only it was around $250 a mn. , and just for the heck of it I submitted a request for a recent quote, I'll let
you guys know what it is, but if it's anywhere around the $250 price point a mn. it's out of my budget.
So what changes in Oct.? If the price doesn't come down significantly I still won't be able to afford it, so am I now breaking the law, subject to
fines? My car insurance would cover a big chunk of any medical bills if I was in an accident already, and if I had to I guess I would apply for
emergency Medicaid. I have worked and paid taxes into the system since I was 16 yrs. old, I am now 50 yrs. old....I really wouldn't have a moral
problem with asking for "help" at that point if I needed it. I have never used any kind of government assistance, I certainly don't count on Social
Security being there when I'm 65 yrs. old....is my thinking wrong in some way?
edit on 17-8-2013 by MountainLaurel because: (no reason given)