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Obamacare’s Invitation to Fraud ?

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posted on Jul, 8 2013 @ 06:12 AM
It seems that the Obama Administration's 'announcement' last week to delay the Employer Mandate will open up a new can of worms.

Aside from the obvious extreme pressure being placed on the public by not 'mandating' large employers to provide health insurance, the Individual Mandate will probably go ahead on schedule and require that everybody has a policy.

The Individual Mandate has not been delayed (Yet) and is set to take effect Jan 1st. The "Exchanges" are already set to "Open for Business" on Oct 1st.

Some observers are saying that many people might just go ahead and buy a (cheaper) policy on an exchange and apply for a subsidy whether or not they are even eligible for such a subsidy.

The problem now is that the IRS won't really be able to 'verify' if someone is 'eligible' until long after the fact.

Will many people who are normally 'honest' be tempted to dodge the high costs ?
Will many people be 'led in' to a subsidy by bad advice ?
Will many 'borderliners' simply take advantage and claim ignorance later when 'prosecuted' ?

Some even say this could be a calculated 'true' goal of the Administration in order to flood the system and make any repeal attempts more difficult (Cloward-Piven in action ?).

The 'rehearsed reasons' for the delay seemed pretty weak and flimsy to begin with.

There is always more to these surprise 'announcements' than meets the eye.

Interesting articles with good opinions:

When the Obama administration announced last Tuesday that they would be delaying Obamacare’s employer mandate and its associated reporting requirements by a year, many observers (myself included) noted that this could create problems for verifying eligibility for subsidies in the Obamacare exchanges.

Many if not all of the state exchanges, and presumably also the federally-run exchanges, were planning to use the required employer reports to facilitate the eligibility reconciliation that you have to do at tax filing time when people receive advanceable tax credits like those set to be offered in the exchanges. If employers weren’t required to provide reports for 2014, the process of confirming eligibility (that is, confirming that people receiving subsidies had in fact not been offered affordable insurance coverage at work) would become more difficult to pull off, since it’s not really clear what other data sources the exchanges would have, and the exchange subsidy system would therefore become that much more difficult to manage. On Thursday, Reuters quoted the spokeswoman for the largest and most important of the prospective state-run exchange systems echoing this concern.......................
Obamacare’s Invitation to Fraud

Related Articles:

Data on what coverage employers offer and what it costs, to be provided to the Internal Revenue Service, is also meant to help verify whether consumers qualify for government subsidies to purchase health insurance on state- and federally run online exchanges that open on October 1. President Barack Obama's healthcare reform needs millions of people to enroll in coverage sold on the exchanges in their first year in order to work, spreading the financial risk among millions of consumers.
Delay in Obamacare requirement puts onus on the honor system

If you thought the delay in the employer mandate was bad news for Obamacare, just wait. On Friday, Sarah Kliff and Sandhya Somashekhar of the Washington Post discovered that the Obama administration had buried in the Federal Register the announcement that the government won’t be able to verify whether or not applicants for Obamacare’s insurance exchange subsidies are actually qualified for the aid, in the 16 states that are setting up their own exchanges. Instead, until at least 2015, these states will be able to “accept the applicant’s attestation [regarding eligibility] without further verification.”
Not Qualified For Obamacare's Subsidies? Just Lie -- Govt. To Use 'Honor System' Without Verifying Your Eligibility

Get ready for a 'breakdown'

On October 1st, millions of Americans will be expected to begin clicking on to state healthcare exchange websites to enroll in Obamacare, an influx of web traffic and complex technological interoperability that experts say could spark a technological meltdown.

“Everyone is waiting for something to go wrong,” Dan Maynard, president of Connecture—a software developer working on Obamacare state exchanges—told Reuters.

Rick Howard, a research director at tech advisory firm Gartner, said the digital complexity and scale of Obamacare’s online architecture will be unprecedented.
Obamacare's Online Exchanges Vulnerable to Tech Meltdown

The big question here is whether or not the 'delay' is a DELIBERATE political tactic ?

posted on Jul, 8 2013 @ 08:39 AM
And on't forget the Wall Street Journal

Yeah, what could possibly go wrong with people making the determination that they are eligible for subsidies with no verification process to check that their income is actually low enough to qualify?

Of course remember Fannie Mae and Freddy Mac? Those federal guarantee housing loans originally designed to help people qualify for finances for a home loan versus a conventional banking loan so your downpayment would be 3.5% vs 20% for a conventional loan? They still exist, just now your credit score has to be significantly higher than the credit score for a conventional loan in order to only make a 3.5% versus 20% of the loan amount.

I recall growing up than I was fed and clothed by my parents, even had a bed to sleep in and it was warm in the winter. If I wanted money, I did chores for an allowance. This administration seems to want to do the same thing, just it can't even figure out how to do that right. But the question to be asked is what happens when the American People decide that they want to "move out of the house" and start living under their own rules?

Here is a hint to that question, I don't pay Mom and Dad's mortgage. They handle it on their own.

posted on Jul, 8 2013 @ 09:05 AM
one giant mess is all it will ever amount to i'm afraid. seems to be politically motivated, the delay that is. they need to keep this quagmire from being born before the elections in 2014. once everyone sees the massive failure we have in front of us, they will probably vote accordingly and no one want's that.

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