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On Thursday, the D.C. Council will hold a hearing on a bill proposed by Mary M. Cheh to require gun owners to buy liability insurance. The legislation, introduced in March, would force potential gun owners to get a policy of at least $250,000 before the city would consider their applications to register a firearm.
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The kicker of this scheme is that the gun owner would be assumed liable under the law for a lost or stolen gun unless it was reported to the police. So a bad guy can break into my home, take my gun, shoot a bunch of people before I get home — and I’m financially liable.