posted on May, 8 2013 @ 08:18 AM
If you have the extra income to put a doc on retainer then go for it. All he is doing is offering to be more responsive than docs usually are. It is
not like if something serious happened the doc would foot the hospital bill that was incurred. He isn't really changing anything since he is just the
doctor. Sure he can see patients and diagnose them but they still have to be on an insurance plan to actually get anything done or get prescriptions.
Basically they are just paying for the convenience of having a doctor at their disposal for over the phone diagnosis of simple ailments.
I have seen a few docs that don't take insurance and take a mostly holistic approach. They are good, but having to pay them AND have insurance is
just paying double for what you already have and the extra really does you no good in the long run if you truly have a need for medication or
From his website:
WHAT ABOUT PEOPLE WHO HAVE INSURANCE?
My fee covers only my services, not the cost of visits to specialists or many of the tests I may order. This means that insurance may still be needed
for much of the care I may order. All patients, regardless of insurance status, pay the same a monthly “subscription” for my care and receive the
same services. No patient is turned away because of insurance, and no one is turned down for pre-existing conditions.
WHAT ABOUT LABS, PRESCRIPTIONS, OR X-RAYS?
For patients with insurance, these tests will be billed to insurance by the lab, pharmacy, or radiology provider in the usual manner. For those
without insurance Labs run in my office are included in the monthly fee, and I will work to find ways to significantly reduce the cost of tests, labs
and prescriptions wherever possible.
WHAT ABOUT ER VISITS, HOSPITALIZATIONS, OR VISITS TO SPECIALISTS?
Any other contact with the rest of the health care system will be covered as usual. I will refer patients to specialists or for procedures as
appropriate, and those providers submit this to the insurance provider.
So really anyone seeing him is just paying double until ALL of the healthcare world follows the same practice.
Seems like a nice enough guy but also has found a good money making scheme in my opinion. He no longer has to pay insurance companies yet reaps the
benefits of those that do by charging more than the typical co-pay with insurance would be per month.
How often do any of us actually go to see the doctor? I know I don't go once a month....wonder if he will do it just month to month or if it is like
a contract you have to sign and honor for a year before you can break it.
edit on 5/8/13 by Vasa Croe because: (no reason given)