Originally posted by Southern Guardian
The argument from your OP and the source of your OP (from none other than conservative Heritage) is predicting significant premium increases, and the
sole blame laid is sourced from assumptions about Obama's healthcare law. But we know from data collected over the years, from research, that
healthcare companies have been increasing their premiums significantly since well before Obama's healthcare law. This is a fact. Your source is
Where does it say anything about healthcare costs not increasing the last few decades? As I said costs have been going up at nearly a 9% clip for 30
years, but now we are talking about them going up 40-50% on average in one year. Do you really not see the difference?
What do you mean Obama's healthcare law was supposed to fix the healthcare system? This law has yet to fully impact the system, we're yet to
see any real effects. The law was signed in March 23 2010 and the major provisions of the bill have only really come into effective over the last few
months. Your source is even predicting that this healthcare law will dramatically impact on premiums (as if these premiums have not been going
up already). So why are you jumping the gun?
Ok, so your going to go with that huh, every insurance company is warning rates are about to skyrocket, scores of workers are being forced part time,
and you are going with, it hasn't happened yet, they may be bluffing? So let me get this straight your theory is the insurance companies are just
using Obamacare as an excuse to gouge? It couldn't be that millions more have to be covered by the same people paying for insurance now and as a
result their cost is going up accordingly, nah that's simple economics that can't be it.
This was supposed to be dramatic healthcare reform - but it isn't. It's the same damn system with more bureaucracy, and requirements for everyone
to be covered with mandated minimum coverage. It accomplishes absolutely nothing when it comes to trying to reduce costs which would be insanely easy
to do. Our system costs double per capita of just about any other 1st world countries system, that is inexcusable.
You first say that you believe our system prior to this law was broken as well, but then you claim that supporters of this law are just idiots looking
for a free hand out in the way of healthcare. I'm now curious what your own solution is? Because if you're of the opinion that we should just leave
healthcare corporations to do what they please in the market and continue to ration out certain groups to drive up demand and profit, then clearly you
didn't have an issue with the way the system was before.
What I was trying to say is most people supporting Obamacare are far - far more concerned about everyone getting coverage than they are about how we
are going to afford it, or how the system can be made more efficient. Anyone who has any clue how unsustainable our system is, should realize that if
things stay as they are the government won't be able to supply anyone with reasonable coverage in a few short years.
My biggest problem with Obamacare is if you are going to go to a socialist system then go all the way. Instead Obama and the rest of our politicians
were more concerned about getting campaign contributions from big pharma, and the medical lobby than actually doing anything that would approach real
reform. I'm not really opposed to a socialist system as long as we have the ability to opt out and pay for who we choose if we can afford to. God
knows it would be far better than this disaster of a system we have now.
As far as solutions here are a few really easy things that could be done that would make a dramatic difference in costs.
1. Require all doctors and hospitals to list their costs for procedures ahead of time.
2. Require that everyone pays the same rate, that isn't medicare/medicaid. No more haggling BS or special treatment, everyone should pay the same.
3. Put a cap on malpractice - this will have a much larger effect than you might think, because much of the testing done now is not needed but is done
just in case the doctor gets sued, he can say look I was really thorough.
4. Allow importation of pharmaceuticals from anywhere - there is no reason the US has to pay for all the worlds drug development costs, we have more
than paid our fair share, we deserve to have the same costs as anyone else.
5. Allow private clinics to offer their own insurance - this has proven to be far cheaper because all the middleman get cut out.
6. Only pay for the lowest cost equivalent treatment, the way the system is now if there are two equivalent hip replacements the doctor gets to choose
which one he wants to use even if it costs double, and yet he gets paid the full amount. Funny thing is these doctors are getting kickbacks from the
hip replacement manufacturers.