I need to get emergency money out of my 401k plan. It's like getting blood from a rock. The tax penalties and I don't even know if I can get it
approved yet. I'm in a hospital right now and I need that money. It's my money! I I know,it's for retirement,(supposedly) but really, I don't think
I'm ever going to retire anyway. I have nothing else to do but work.
But I'm in a situation now that is medically dire and I need that money. I have no family to help me with the money. I'm very very angry so that's
why I put this in the rant section. Why do "they"make it so hard? (rhetorical) but dammit, I possibly could die if I don't get the help I need. And
again, IT'S MY MONEY!
Oh I'm so pissed. Just give me my damn money I've earned over the past 16 years. Don't make me go through hoops and don't bloody tax me on my own
money. Maybe I'll just stop contributring the the 401k plan. THat way my paychecks will be bigger and I will have my own money.
I'm alone and trying to work this stuff out and I'm getting incredibly frustrated at the whole mess. Maybe it's not even worth it.
Is the 401k a scam? What do others think about it? I really would like to know. I was told it's a "good" thing but why wait till retirement if you
despertately need that money before retirement age? I'll read and respond to any replies later. My computer time is limited. Thanks for reading.
But seriously, is 401k a scam of some type? Who is getting benefitted from it? I mean who in the Gubment? Where is MY money going that I can't
access? I really would like people's opinions. And just FYI, insurance doesn't pay for this.
edit on 3/2/13 by Beldy because: comment