The following is my opinion as a member participating in this discussion.
*sigh*
We're arguing the wrong thing here, IMO. Yet again we have an ideal time presented to us to review some steadfast rules:
The golden rule, of course, is somewhat related to this (though the OP is mainly dealing with ammunition purchases).
DO NOT purchase firearms
from dealers. Private party purchases only, and leave no paper trail.
The side rules which are very relevant to the OP:
1. Learn reloading. Not only is it far less expensive than purchasing ammo, it also is a rewarding hobby/passtime. I guarantee your knowledge of
your firearm will increase greatly through reloading.
2. If you must purchase ammunition and/or for purchases of any firearm accessories, PAY IN CASH. If you happen to be in a situation where you must
use plastic, use only prepaid, NAMELESS cards. If you have money leftover on that card, do not use it to pay any bills or to "half pay" for
something you will then use a debit or credit card issued to your name to complete purchse of. If you are asked for ID when purchasing any of these
items with cash or prepaid card, cancel the purchase and leave the store. This stuff is like camping the Boy Scout way. In other words: LEAVE NO
TRACE.
3. If you live in a state which issues a CCW to a particular handgun serial number, THAT is an example of a handgun you want to purchase from a dealer
and (reasonable) ammo you want to leave a trail for. It you live in a CCW state and you're licensed but don't have a particular serial number on
record and have purchased everything in private sales, simply pick one of your handguns to be your paper trail firearm in regards to plastic purchases
of ammo and accessories.
We already know BOA is run by a bunch of scumbags. Any further deceptions or inconveniences they levy on their customers resides on their customers'
shoulders. Fool me once, shame on you, fool me twice, shame on me... we won't be fooled again. The individuals in the OP should have known better
long ago.

As an ATS Staff Member, I will not moderate in threads such as this where I have participated as a member.