posted on Jan, 5 2013 @ 02:08 PM
I once hired a law firm (Lexington Law) that promised to improve my scores as I had a poor score due to creditors from the early 90's reselling debt
and listing it as new. All it got me was $600.00 less in the bank and a letter from the credit agencies saying I was a repeat whiner and that they
would no longer address anything on the report.
It is complete and total BS. I never owed more than $1000.00 to two early credit cards and they have NEVER gone away. So much for the seven year
thing...... Oh and the reason those cards went unpaid? I paid out more than the original amounts by 2x's with minimum payments before realizing I
was really only paying down the interest. It was a stupid kid mistake. Now they have a ton of bad info, lovely.
Just added, Tried the free credit report page. They asked me four questions, all wrong, can't even access them for weeks as it is on me to provide a
ridiculous amount of information about myself first.
I HATE THESE SON OF A BITCHES.
edit on 5-1-2013 by Mamatus because: (no reason given)