posted on Oct, 23 2004 @ 01:37 AM
Originally posted by Amuk
And how about a car, after all you need something to take you to your free health care and to get your free food, right?
Indeed. What makes health insurance such a crisis? We never hear about the horrible "house insurance crisis" or the "spiraling cost of auto
It wouldn't be too hard to create such a crisis though. In fact, let's try to map one out.
Just imagine if politicians resolved that, since automobiles are vital for getting people to work, companies ought to provide for the care and
maintenance of its employees' vehicles. So political pressure is applied to employers-- maybe through the tax code, or perhaps legislation is passed
outright; and, before long, auto insurance is restructured to cover not merely accidents, but routine maintenance and service. For a monthly premium
and a $10 or $15 "co-pay," your car insurance would cover the cost of an oil change, tune up, new tires, whatever it needed. Something odd would
begin happening though. Mechanics would stop hearing the now pervasive, "How much will it cost?" Why? Because if all you had to do is plop down ten
or fifteen bucks and your insurance paid the rest, why would you care what the mechanic charged? Heck, you'd start taking your car in for an oil
change every 1000 miles instead of every 3000. Rather than getting your tires rotated, you'd just have new ones put on. And that rear electric window
that won't lower, you'd not think twice about having fixed. The influx of customers seeking what would be virtually free service means, however,
you'd have to wait days, even weeks, to see a mechanic. Costs would skyrocket. Since comparison shopping would be a thing of the past, auto service
centers would have no pressure to lower prices. Moreover, they'd have to buy more equipment and hire more employees to accommodate the heavier
workload, driving costs still higher. Insurance companies would have to raise premiums. Some people wouldn't be able afford it. So politicians would
trot out new government programs -- Car-aid, Car-care-- to help the "disadvantaged." We'd see another deduction on our pay stubs. The numbers of
"disadvantaged" would swell. Resultantly, auto shops would have to hire more clerks to manage all the red tape generated by the government programs
and regulations, making costs even higher. Perhaps by then an oil change might run $200 and a brake job $1000. Before long, we'd hear speeches about
our alleged "right" to affordable car insurance. Some would even propose putting everyone on the government dole with "universal" car care
coverage. Now in the midst of all this, imagine that some "radical" suggests the following: that people would be able to afford car insurance and
maintenance costs if only government would reverse everything it'd done to cause the mess in the first place. How would that likely be met? Probably
with screams of "You don't care about the poor!" and "Do you expect people to pay for oil changes out of their own pockets? Have you seen how
expensive they are?"
See how easy it is to kick off a crisis? Just add a little government control in the "right" area, and the thing practically runs on cruise control.
America doesn't have a health care crisis. It has government crisis. Or, put another way, it has a freedom crisis.