Originally posted by celticdog
We are the only species that has to pay to be on this planet. Banks own everything and houses are 3 times or more than they are worth.When you work
over time you get taxed to death and it almost seems like the government doesnt want you to work.Or keep the poor or middle class spinning their
wheels.Going to school, getting married ,buying a house and have kids doesnt quite work anymore. If you have to slave so many hours and destroy your
health just to provide for your family there is something wrong. You are not much of a father or mother if your kids dont see you. Love is making you
do it but it doesnt keep the family together.Maybe it is the plan to break up families. As for the OP good on you for able to just to let go of
everything and start fresh.Enjoy your family.
I agree that the hours the average person has to work to get by are ridiculous, and the reason for that is everything from collection of wealth at the
top, to military/wars, to lazy people feeding off the work of the rest of us, but to say some of the things you're saying - they're just plain wrong
Houses 3x+ what they're worth? Then why does anyone buy them? Personally, I could sell my house on my 1/8 acre, and buy 100 acres in the middle of
nowhere, and build a bigger, nicer house on it. My "house" isn't worth $270k, but the location of my property, with a house on it is. Jobs and
other factors in the vacinity are why my same house, if it were located in Detroit, would only sell for $8,000.
Working overtime you get taxed to death - this is an example of how most people have no idea how taxes work. Marginal income tax rates only apply to
adjusted gross income over a certain amount. So if your total earnings for the year are an adjusted $40,000, all of the income from $0.01-$8,700 is
taxed at 10%. From dollar $8701-$35,350, you are taxed at 15% from $35,350-$40,000, you're taxed at 25%. If you work overtime to earn beyond that,
the tax rate on that overtime continues to be taxed at 25%, but for every dollar over $85,650, the rate rises to a whopping...28%. There is no tax
code, at least in the US, where you're taxed heavier for working overtime. You might have a higher *witholding rate*, which is intended to adjust
your overall pay-in to keep you closer to the correct overall rate for the year, but your witholding rate doesn't mean you're actually taxed more.
As far as the whole school/house/marriage thing not working anymore, I beg to differ. I worked my way through college, I finally bought my house 3 1/2
years ago, got married, and now I have a kid, who I'm with every evening and all weekend. My wife is an at-home mom, so she's with him all the time.
I've been sick three times in the last 20 years - food poisoning twice, and pneumonia from a nasty bug that swept through all of us on a camping
trip. I'd say my health is fine too.
People need to stop assuming that things aren't possible, or even common, just because they have failed to fulfill such things. It's a negative,
self-fulfilling prophecy mindset. Things are nowhere near as bad as many people would like to believe they are - people just like to feel sorry for
themselves, and absolutely despise putting forth any real effort.