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originally posted by: bluestar.ranch
Short story, My HOA has been harassing me for nearly ONE full year.. we have been through two lawyers, numerous letters and community meetings....I even called the sheriffs office several times to file a personal complaint.. still nothing.. HOA have been stalking my website and trolling, posting letters at community mailboxes, and even starting a legal fund by raising homeowners annual dues to "shut me down"
My "crime?" having chickens in my backyard in a RURAL community.. (the hick board members are also running businesses out of their homes.. one even has a chicken business and website! stated so at a recorded meeting with their lawyer present!
So, since noting is being done to stop these jerks.. (after all you CANT fix stupid so says the local District Attorney I spoke with yesterday)
Further, HOA has filed two FALSE state claims against me with the state of Texas
(Environmental Quality (case closed) and State Taxes criminal division)
In desperation!!!! I filed a claim on the commercial and liability policy for the HOA.. Each HOA MUST carry liability insurance... so by filing a claim against the company this could cause the HOA lots of trouble, higher rates or even their insurance cancelled. Plus, their insurance company will have to investigate the harassment and discrimination charges (there are many other businesses operating openly in our community)
Further, if their commercial insurance policy is cancelled by insurance company, That will make EACH board member personally liable for liable and harassment! I will file claims on their personal homeowners insurance liability policy... it covers not only someone that slips and falls and gets injured.. BUT there is also a personal damages rider attached to each homeowners policy!!! YEAH!
On every lawsuit only attorneys make $$$ and that can drag out for years... OUCH getting them in the insurance policy should HURT.....(I am a retired insurance agent)
Remember.. IF YOU ARE BEING HARASSED... call your homeowners insurance and find out how to make claims on your board members commercial or personal insurance policy!!!
Wish me luck! Any words of wisdom or advice is greatly appreciated...????