From another thread; using the same tactic as the above poster's student load story:
In this case, the mortgage frauds the banks are pulling off; one of the family's who are resisting; 'Fort Hernandez'; an excerpt from their publicly
"We have elected to use our protected rights of freedom of speech to protest the fraudulent banking processes that led to our home being illegally
foreclosed upon. Even with limited options, we refused to submit to something we knew was morally wrong and began to organize our family, friends and
anyone willing and able to help.
Our family started to find ways to educate our community; not just about our unjust situation but the larger systems playing into it and a barricade
was built in front of our home as an artistic display of resistance.
Our battle with the bank however extends past just these 50 days to five years ago when the bank adjusted our monthly payment rates from 3,900 to
4,500. Even with various members of our family contributing to the payments, the dramatic and sudden increase made it impossible to add into our
budgets. When we called to ask for assistance, we were informed by Bank of America that the only people that were receiving
assistance with their loans were homeowners who were behind on payments. We were painted into a corner where if we sought assistance- our only option
was to allow ourselves to purposely fall behind on payments. During our five years of negotiations, we applied for four modifications and had all of
them denied based on reasons that we knew were illegitimate. Also within the last five years, we have seen the bank implement specific practices to
gain ammunition to slander our name and delegitimize our ownership of our home. For example; during this 5 year period of negotiations, every time our
family wanted to make payments towards the loan, the bank refused to take them. The bank later used this lack of payments to justify the auction of
our home from underneath us. While not taking payment may seem very strange, we later learned that this is a very common practice that many banks use
during foreclosure processes. We also learned that there have been various fraudulent affidavits associated with the rejection of our loan
modification paperwork. To put it bluntly, the bank wants us to lose our home because the profit they stand to make from collecting the insurance they
leveraged against us is more than the payments we would be making. Again- both of these are common practices that banks even now are continuing to use
with countless families across our country.
After our latest modification request was denied; the eviction notice was immediate despite the fact that our family submitted a QWR (Qualified
Written Request) for proof of a written title that is still being investigated.
No family should ever have to lose their home because of the immoral and dishonest bank practices that our government continues to allow. This action
has always been about educating each other. About empowering each other to stand up and knowing that we will have a community to stand with us.
Despite what you think or how you have been told to feel- you can do something. We are peaceful, we are non-violent but we refuse to go down quietly.
It is becoming increasingly necessary to build a culture of resistance. An organized community is a force to be reckoned with and that is why our
family is being criminalized."
Link to fb page with the full statement www.facebook.com...
edit on 16-11-2012 by curiouscanadian777 because:
A lot of these foreclosures have been illegal and the only reason the banks got away with it is because the people left when they were told instead of
staying and fighting.
In many cases, many of the banks cannot even produce the paperwork that proves ownership or what is owed or anything else, due to the mess of them
selling them on to other banks and banks in other countries.
I saw a documentary on banks hiring people for hourly rates to forge bankers signatures on documents! So what kind of contracts are these banks
actually trying to enforce?!? How can they possibly be considered to be legal documents? These are some of the shady and actually illegal things the
banks are doing, and that's just what I've heard of.
edit on 16-11-2012 by curiouscanadian777 because: add comment
16-11-2012 by curiouscanadian777 because: correction