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Same to you, very thoughtfull my moderator friend...
Originally posted by Hefficide
reply to post by sarra1833
Things will get better for you Sarra. Transitions are always scary and rarely comfortable - but they can be very positive things.
Just keep your eye on the prize and keep the momentum. It may get hard, but it will be worth it for you and your kid. Just from what you've posted on ATS I can see you have character and inner strength. You're going to make it.
Keep that chin up. I promise. One day you'll look back on this period of your life and smile.
Originally posted by MonkeyFishFrog
Your situation is one that is very familiar.
Growing up my mom was on social assistance (Canadian version of government assistance) and she was stigmatized from it because she was "sitting on her behind when she should be working." Any time she was offered a job she would take it and go off assistance but the wages would be so low and she had the extra expenditure of paying for babysitting/daycare which ate up most of her hourly wage. She tried going back to school twice and the one time was in her program for almost a month before the government denied her funding and when she couldn't find a job she had to go back to social assistance.
People act like it is the easiest thing in the world to just get a job and better your life not realizing that the way the system is built that if you grew up in poverty you have the most obstacles to overcome to get to even just a little above the poverty line. There is no go to work or go to school, its go to work while you go to school, and better make sure you are never sick never have an emergency or unforeseen circumstances because you are one extra expenditure away from ending up back at the bottom.
Originally posted by sarra1833
i FINALLY got hold of Nelnet.
They told me I haven't even entered the 6mth grace period yet. 60 days before it ends, I can get on income based repayment. Since I make 700 a month, my pay will be from 0 to 25 dollars a month for 25 years (unless things change). After 25 years, it is fully forgiven.
I feel a LOT better now. The payments are 638.78 a month if I had a 'normal decent good paying career'. Since I do not, the govt is really helping people who have little to no income.
For once, I love our government. For this, they are amazing. Too bad they don't do other things for people trying hard to make it in life. And for the Country all around, to be honest.