The king is dead? Credit card vs. Cash., page 2

reply to post by Krazysh0t

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I have no problem paying on time. I always make sure that the payment is sent a few days before.the due date. I pay using online banking, so there is an electronic "trail".

It really does go back to what the other poster said--personal responsibility.

My husband and I wenton a cruise in July--$900 was paid for with credit card rewards.

So if you are responsible with your cards ( we pay them off in full each month) there is NO reason to be afraid of them.

reply to post by GeorgiaGirl

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Well if America had more people like you then we wouldn't be in the financial mess we are in now would we? Oh there is one other thing that banks would do that is also in the T&C. They can raise your interest rate anytime they wish even if you are paying on time. They defend this by looking at your other credit accounts and even by your payment history. Like only paying 1% of the balance each month

reply to post by 3Dplus

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Got rid of my credit cards back in '88.

Yep I do buy cars on credit, though with a stiff downpayment and pay them off as fast as possible.

Cash though is not the king....more like the prince.

Credit is the courtyard jester making fun of you.

reply to post by 3Dplus

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I`ve been watching these slow implementations moving toward to a chip/mark for everyone for approx the past 30 years on and off,It has to be global eventually and have always wondered how/when they will cover all nations, especially underdeveloped countries and their vast populations, but it is happening...

1.2 billion Indians are being put on a data base,eye scans and finger printed...


All in preperation to the final chip/mark.



Verichip in its early stages,had a logo on the top right corner of a falling star,now they are called positive ID.

Whether or not something will be implemented to Americans with the Obama care,as they say starting in 2013...


Things are moving quicker as time goes by,toward a cashless society.

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