reply to post by sdocpublishing
Somebody actually ribbed you because you have an opinion? What source do we have to call 'facts' to pull from that aren't opinionated?
Anyway, look to an extent I got your back man, I agree people need to accept a level of responsibility for being conned and not doing their homework,
however equally true..as you've made clear, is the lenders were wrong in misleading and taking advantage of those 'victims' especially if they were
copying/pasting false documents like another poster stated.
But it seems more than ever folks have a tough time pointing the finger at themselves...they blame someone else for their lack of foresight, having a
plan, and another backup plan. It seems most people can't bring themselves to say, that was my fault, I should have read the fine print, I should have
I was born in the projects (low income housing) in Tampa. I'm 49 now, retired, no mortgage, huge nest egg in investments, Im on my fourth home, bought
in the middle of all this crap. Momma didn't raise no fool, So I learned sh!+ from shinola, and like you, knew when someone was trying to give me the
wiggle, and steered clear of that. Unfortuantely, there are many where mom or dad didnt raise them so well and teach them about the wolves that lay in
wait for them in sheep clothing.
You could take everything I have away from me and leave me with a paperclip and I would be back in five years in better shape than most people are now
in their lifetime. I say that because it has happened to me already four times, starting over on a cot in a friends basement with the rats.
Folks need to take responsibility as individuals to educate themselves in every aspec of spending, wether it be buying a car, a home, having a child,
putting that child through college, marriage, investing, having a plan B in case the country collapses, (ie I'm presently buying silver, will I need
it, hope not).
Those who don't know what they are reading and looking at before signing, should seek the guidance of many free services out there to help them. Not
doing so demonstrates a lack of good parenting or outright laziness. I completely understand how easily one can be sucked into the excitement of the
buying experience, so at least one should know how to seek help to understand what you are getting yourself into. If someone can't even do that, then
hold off on buying a house, or having babies, getting married, or buying a car...until you do.
That said, the truth remains, yeah they got screwed and everyone involved in taking advantage of them should be jailed, and the victims must take
madatory courses that mom and dad didn't teach them. The art of swindling goes back thousands of years. Remember Mr. Barnum of Ringling Brothers
Barnum and Bailey Circus said, " there's a sucker born every minute", or how about the old west wagons selling those 'cure all' elixirs, and I've got
some beautiful homes for sale in those swamps there.
edit on 7-10-2012 by Lonewulph because: (no reason given)