Ryan's Step By Step Plan To Overhaul Medicare, The Light At The End Of The Tunnel!

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posted on Aug, 14 2012 @ 02:17 AM
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With Romney's pick of Paul Ryan for Vice President, It is no surprise the Democrats have come out swinging. Many have reported that Ryan plans to do away with Medicare and entitlement programs. That Ryan plans "to throw Granny off a cliff" That he is against the middle class and is nothing more than a Washington bureaucratic!

For those of you repeating talking points, heard from the left and Obama's campaign, I ask you a simple question.
Is the economy booming in the United States of America? No, it most certainly is not. We could talk all day about blame, and trust me there is plenty to go around on both sides, but quite frankly, that tired horse is getting us nowhere. We need some solutions and we need them now.

Say what you will about Ryan, but so far he has been the lone solider ready to do battle on your behalf. No one else in Congress would dare mention cutting entitlement programs, even if they are failing. No one has the guts to turn their back on politics and put you the people first, up until now that is.

Here is Ryan giving a step by step explanation of how he envisions medicare looking in the future. Please open your minds and take a few moments to see what this mans plan is all about.



youtube.com

Thanks for your time! okay let the flames begin!

Pax




posted on Aug, 14 2012 @ 02:27 AM
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That's all fine, but Romney said it would be HIS budget plan, and not Ryan's. And as we all know, other than Cheney..... Vice Presidents are little more than mouthpieces for the Prez. Though Biden tends to put his foot in his mouth more than other VP's! Vice Presidents are usually chosen for political reasons. Kennedy strongly disliked Johnson, and it was mutual. Reagan and Bush were world's apart. The list goes on. How much of Ryan's ideas will remain intact remains to be seen, but as Romney has given next to nothing in the way of details of his own plan...... that leaves it open to interpretation and possibly alterations. Perhaps Ryan will have some influence on Romney rather than just being chosen to appeal to a certain segment of the populace.



posted on Aug, 14 2012 @ 02:32 AM
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Originally posted by paxnatus


The only thing Ryan/Romney is willing to cut IS entitlement programs, They both want to grow the military and military budget which is over $600,000,000,000 a year at the moment and yet he is looking out for American's? Tell me in your mind how is it right to put the burden of reducing the deficit on the already poor and the people currently struggling and not willing to even negotiate on anything else. Yeah that Ryan he's the greatest.



posted on Aug, 14 2012 @ 02:34 AM
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Originally posted by paxnatus
Say what you will about Ryan, but so far he has been the lone solider ready to do battle on your behalf. No one else in Congress would dare mention cutting entitlement programs.


I call BS, entitlement programs should be on the shortlist but save it for last, we spend vast amounts of money else where and he want to spend more. your being duped.



posted on Aug, 14 2012 @ 02:34 AM
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reply to post by paxnatus
 


Good Topic


Now maybe people can discuss and compare the plans.

"Ryanoia" aside, here is some facts.

article (maybe biased?)

..... a new Congressional Budget Office (CBO) report updated the amount of money Obamacare robs out of Medicare from $500 billion to a whopping $716 billion between 2013 and 2022.

According to the CBO, the payment cuts in Medicare include:

A $260 billion payment cut for hospital services.

A $39 billion payment cut for skilled nursing services.

A $17 billion payment cut for hospice services.

A $66 billion payment cut for home health services.

A $33 billion payment cut for all other services.

A $156 billion cut in payment rates in Medicare Advantage (MA); $156 billion is before considering interactions with other provisions. The House Ways and Means Committee was able to include interactions with other provisions, estimating the cuts to MA to be even higher, coming in at $308 billion.

$56 billion in cuts for disproportionate share hospital (DSH) payments.* DSH payments go to hospitals that serve a large number of low-income patients.

$114 billion in other provisions pertaining to Medicare, Medicaid, and CHIP* (does not include coverage-related provisions).

*Subtract $25 billion total between DSH payments and other provisions for spending that was cut from Medicaid and CHIP.

In total, Obamacare raids Medicare by $716 billion from 2013 to 2022. Despite Medicare facing a 75-year unfunded obligation of $37 trillion, Obamacare uses the savings from the cuts to pay for other provisions in Obamacare, not to help shore up Medicare’s finances.

Obamacare Robs Medicare of $716 Billion to Fund Itself
 



.......
Factcheck.org and the Kaiser Family Foundation have breakdowns of the Ryan’s “Path To Prosperity” plan from March 2012.

Under Ryan’s plan, seniors currently in Medicare stay in the existing system. But in 2023, people over 65 would pick an insurance plan in a new Medicare exchange system, with Medicare competing with other insurers for their business.

The government would send money, called a premium-support payment, directly to the insurer picked by the consumer.

If the consumer picks a plan more expensive than the government premium payment they receive, the consumer must pay the difference out of pocket. If the consumer picks a cheaper plan, they pocket the difference in the form of a rebate check.............

Understanding Paul Ryan’s Medicare reform plan in three minutes
 



posted on Aug, 14 2012 @ 02:51 AM
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As it is, Medicare and Medicaid are generally "administrated" by contractors



By 2011, new Medicare Administrative Contractors (MACs) will replace Medicare contractors. The Centers for Medicare & Medicaid Services (CMS) contract with insurance companies nationwide to evaluate, process and pay over 1 billion Medicare claims each year. Medicare contractors who operate under insurance companies use national and local coverage regulations and policies to determine what is "reasonable and medically necessary" for paying claims.


Medicare Contractors

There are two types of Medicare contractors. The "fiscal intermediaries" process part A claims for health care facilities. The "carriers" process part B claims for physicians. Here's the problem: Carriers were contracted with one insurance company, and fiscal intermediaries were contracted with a different insurance company. So for one jurisdiction part A claims were submitted to one insurance company and part B claims were submitted to a different insurance company. In 2001 the General Accounting Office identified problems associated with the processing activities of claims and payments. Congress took action to reform Medicares contracting methods.


Medicare Reform Act

In December 2003, Congress passed a law requiring the CMS to reforms its contracting methods for processing Medicare part A and B claims. The CMS is replacing all Medicare Contractors (23 fiscal intermediaries and 17 carriers) with 23 MACs under new insurance companies that will be responsible for processing all Medicare claims for payment.


New Medicare Administrative Contractors (MACs)

By the end of 2011 all of the jurisdictions will be fully transitioned to new MACs. This will provide a one-stop shop to ensure a smoother and more accurate process from claims to payments, and to better serve providers and beneficiaries. The new A/B MAC list by jurisdiction is located in the resource section.

What Is a Medicare Contractor?



Medicare Contractor Jurisdictions Maps


23 New Medicare Administrative Contractors Replace Medicare’s Current Contracts


And we know that Social Security takes money from the checks to help pay for Medicare.
BUT:

WASHINGTON - That didn't last long. About 55 million Social Security recipients will get their first increase in benefits next year since 2009 — a 3.6 percent raise. But higher Medicare premiums could erase a big chunk of it.

For some, higher Medicare Part B premiums could wipe out as much as a fourth of their raise from Social Security, according to projections by the trustees who oversee the programs.

Medicare is expected to announce 2012 Part B premiums as early as next week. The premiums, which cover doctor visits, are deducted automatically from monthly Social Security payments......
Medicare costs to offset Social Security hike


What is the best "compromise" ?
 



PPACA ObamaCare Medicare ?


Medicare

ObamaCare cuts a half-trillion dollars from Medicare over the next decade. These cuts are unsustainable and will lead to a reduction in the quality of care for seniors who rely on the program to secure access to needed medical services. The cuts in Medicare Advantage will impose steep costs on millions of Medicare beneficiaries, and will fall disproportionately on low income and minority seniors.
source


Another consideration: $716 Billion to Fund Itself



posted on Aug, 14 2012 @ 04:27 AM
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And here is DNC Chairwoman and U.S. Representative Debbie Wasserman Schultz...

She stumbles, fumbles, and evades and twists during this CNN interview


watch if you can.

She makes every attempt to "rewrite" the Ryan medicare Plan....


On "Situation Room" DNC Chair Rep. Debbie Wasserman Schultz has no answers to Wolf Blitzer's questions on Medicare attacks

"DNC Chair Gets Blitzed By Wolf On False Medicare Attacks "



She's a sweetheart. She means well.



posted on Aug, 14 2012 @ 04:36 AM
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Why is it that every plan to "fix the health care problem" does nothing but make sure that the insurance chuds get paid?
How about we do something to cut the actual cost of medicine to something we can afford?
That's the problem, medical care just costs too much. Fix that, let the insurance companies swing.

Anything less is simple BS.



posted on Aug, 14 2012 @ 05:41 AM
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so, soon to be retirees will have to go through the insurance companies, hopefully, with the help of a gov't voucher if needed, but well, like all social programs that bases eligibility on income, some will more than likely be left out in the cold....

thing is...even with it being through the insurance companies, the patient is off on the sidelines when it comes to most of the bill and it getting paid. instead of the gov't taking in the money and paying the bill, it will be the insurance companies, with the patient being held respsonsibe for a small portion of it. instead of the gov't deciding what treatments is will cover and by how much, it will be the insurance companies doing it.....
nothing really changes, the patient still is off on the sidelines really having very little idea just how much their treatment is costing....

it's the costs that are killing us!!!

and well, tell ya what, if the gov't wants to revamps these entitlement programs to save money and strengthen the nations fiscal situation, fine, I am open for the disucssion...

but, seems to me, they want to take whatever savings they can get from it and not pay down the deficit or reduce it, but rather, turn around and give it in the form of tax breaks to the same people who crashed the world economy to begin with!!!

the wall street sharks....gamblers, who we've already bailed out to the tune of trillions I believe!!!

no thanks, let the whole system crash and burn first!



posted on Aug, 14 2012 @ 06:00 AM
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Originally posted by paxnatus

Say what you will about Ryan, but so far he has been the lone solider ready to do battle on your behalf.


He is not fighting on the behalf of ANYBODY in America other than the SUPER-wealthy whom are the ones that the CONservative Right is fighting for.

The CONservative Right is fighting TOOTH AND NAIL to make cuts on the PEOPLE rather than make the SUPER wealthy pay their FAIR SHARE PERCENTAGE-WISE in taxes.

The medicare and Social Security etc "overhauling" that they are discussing and planning, is simply just their clever scheme to find cost savings against the hardworking average American citizen so that it doesnt ever come to a point where they have to get the SUPER-wealthy to pay their fair share percentage-wise in taxes to get this country back on track again. Its their clever little scheme and most Americans WILL NOT FALL FOR IT!!!

The CONservative Right has made it CRYSTAL-CLEAR that they support making cuts to the already burdened average citizens of America over making the SUPER-wealthy pay their fair share percentage-wise in taxes. For some reason they feel that the burden should not come from those SUPER-wealthy who keep RAKING in MOUNTAINS of cash, but should come from the average citizen who barely has a few bucks leftover every month after spending it on the bare essentials. Bare essentials such as rent, utilities, and food, not SUPER-wealthy essentials such as another YACHT, MANSION, or PERSONAL JET. The CONservative Right is all BACKWARDS and SOULLESS pieces of #!!!

SO.... this character is fighting on our behalf??!!
NAH, DONT THINK SO!!!!!!

edit on 14-8-2012 by HangTheTraitors because: (no reason given)



posted on Aug, 14 2012 @ 06:26 AM
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reply to post by xuenchen
 





Under Ryan’s plan, seniors currently in Medicare stay in the existing system. But in 2023, people over 65 would pick an insurance plan in a new Medicare exchange system, with Medicare competing with other insurers for their business.

The government would send money, called a premium-support payment, directly to the insurer picked by the consumer.

If the consumer picks a plan more expensive than the government premium payment they receive, the consumer must pay the difference out of pocket. If the consumer picks a cheaper plan, they pocket the difference in the form of a rebate check.............



so, Ryan's plan is like Bushes Medicare prescription drug plan where the costs soon escalated out of control? Another back door tax disguised as "fees" where the government pays 100 percent of the program costs. The people don't even know it because they are too dumb to know the entire plan is paid for with government dollars ..... what many people don't realize that the prescription drug premium they pay is nothing more than a government sponsored co-pay tax.

I guess a great deal for insurance companies where again they have a guaranteed pool of people to sell too! Sounds like Obummer and his mandatory healthcare coverage is only a warm up for the corporate takes over of healthcare.



posted on Aug, 14 2012 @ 06:30 AM
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Originally posted by dawnstar
so, soon to be retirees will have to go through the insurance companies, hopefully, with the help of a gov't voucher if needed, but well, like all social programs that bases eligibility on income, some will more than likely be left out in the cold....

thing is...even with it being through the insurance companies, the patient is off on the sidelines when it comes to most of the bill and it getting paid. instead of the gov't taking in the money and paying the bill, it will be the insurance companies, with the patient being held respsonsibe for a small portion of it. instead of the gov't deciding what treatments is will cover and by how much, it will be the insurance companies doing it.....
nothing really changes, the patient still is off on the sidelines really having very little idea just how much their treatment is costing....

it's the costs that are killing us!!!

and well, tell ya what, if the gov't wants to revamps these entitlement programs to save money and strengthen the nations fiscal situation, fine, I am open for the disucssion...

but, seems to me, they want to take whatever savings they can get from it and not pay down the deficit or reduce it, but rather, turn around and give it in the form of tax breaks to the same people who crashed the world economy to begin with!!!

the wall street sharks....gamblers, who we've already bailed out to the tune of trillions I believe!!!

no thanks, let the whole system crash and burn first!


corporations aren't stupid they know that they can get much more money if it is mandated they get insurance. And if notice every thing the federal program becomes a revenue stream for big business then cost escalate.

Notice how today big business is there to scrape 20 percent off the top and trickle down the rest!



posted on Aug, 14 2012 @ 10:54 AM
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Paul Ryan is no answer for anything. He is no lone soldier fighting for anyone but Paul Ryan. Hell his plan guts every social program and increases defense spending which already outstandingly is great than the next five nations combined. His budget relies on closing loopholes to cover his cuts, there are not enough loopholes in the current tax code to make up those cuts.

Then we get to Medicare where his plan does nothing other than shift the cost back onto the seniors. He wants to turn it into a voucher program. A program that does nothing to contain costs, so that the premiums you buy with your voucher will be miniscule to what you are paying out of pocket for your new improved plan inside of two years.

So explain to me just how it is Paul Ryan is championing for anyone? His entire plan is to gut programs helping people get by, so this means more out of pocket expense and then is telling you to pay more for insurance which is again out of pocket. The GOP plan isn't to make social programs more effective or better it is to make them so dysfunctional that people will think we are better off without them.



posted on Aug, 14 2012 @ 11:01 AM
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Seems to me the simplest and most effective thing that could be done is to end the gouging that comes with reimbursement payment rather than cash payment.

A procedure that costs me $500 cash would cost my insurance company $1000 would cost government $2000.

There's no reason for that sort of scamming yet nobody bothers to bring it as a way to reduce costs.

When nobody wants to bring up such an obvious flaw that can be easily fixed that tells me that nobody really wants to solve anything.



posted on Aug, 14 2012 @ 11:55 AM
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reply to post by paxnatus
 


I was going to post a thread if someone hadn't. Good job. It's a shame the thread isn't getting more attention.

No sense dealing directly with the horses mouth.... ugh.

The Dems/Obama attack Ryan the second his name is announced but yet have one idea/concept/victory they can debate on the open battlefield of ideas.

I can't even believe people are still sticking by Obama and the other kids... Yes, kids. Romney is appearing head over heels and Ryan will double it. Ryan will destroy Biden in the debate and on any issue.

But again, VP's don't matter, right? They why are the Dems making such a big deal about him then?



posted on Aug, 14 2012 @ 12:00 PM
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Originally posted by subject x
Why is it that every plan to "fix the health care problem" does nothing but make sure that the insurance chuds get paid?
How about we do something to cut the actual cost of medicine to something we can afford?
That's the problem, medical care just costs too much. Fix that, let the insurance companies swing.

Anything less is simple BS.


I was thinking the same thing. No cuts to the middle man ,drug companies,or insurance companies who happen to be part of the biggest lobbying industry.



posted on Aug, 14 2012 @ 12:00 PM
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reply to post by xuenchen
 
That was hilarious clip of blitz
She is clueless and repeating the rhetorics and party slogans. Thats what you get (lazy and unprepared) when you have people who rely upon the government for their success. If you do something by yourself using your skills within the limits of the law and guidelines, you will know your job and position instead of rambling to a simple question.



posted on Aug, 14 2012 @ 06:55 PM
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I hear ya, and with a couple of exceptions, Xuenchen, and Anon72 instead of whining and mulligrubbing, what is your solution????

Obama's is to cut medicare by 750 billion!!! Shall we stick with his plan? If we do nothing, medicare wont be around and every senior out there will be left in the cold!

If you have private insurance, you know you pay a premium and then you are responsible for lets say 20% of cost and the policy pays for the other 80%! Yes, this is for the super wealthy too!!!!!

Here is a personal story: My mom is 73, in excellent health and is very active. In June she was diagnosed with
Acute Myeloid Leukemia, the most aggressive form of leukemia there is. Even with chemo and blood transfusions the avg. life expectancy is 7 months. Because of her otherwise outstanding health, she was accepted into the bone marrow/stem cell transplant program at Emory University.


My parents fall into the 1% the left has been bitching about for months! The cost of chemo on daily basis is $1800!! Straight Medicare pays a tiny portion of that. Their subsidiary insurance and this is what is called Medicare Advantage picks up most of it. She is in her 12th week of chemo right now. The transplant falls into another category all together which is not relevant to this conversation. If anyone has thrown granny over a cliff, it is Obama. He just pulled 750 billion dollars from the Medicare Advantage portion of medicare and put it into Obamacare.

Under Obamacare , she would not even be considered for treatment if they had this type of insurance or straight medicare alone.

With Ryan's plan and you were facing a similar situation, you would be afforded the same coverage that anyone carrying a private policy would have.

You would in fact see your premiums go DOWN because all insurance companies would be competing for your business thus bringing the premium rates down for everyone. When a person has a private insurance policy,
it is the doctors and patients that decide what you need not a lot of bureaucrats.

When it comes to healthcare, we all want the best doctor we can find. There is a cost when you receive services. These things do not pay for themselves. As with anything you get what you pay for right? Wrong! Under the current system, doctors are being forced to turn patients away because they are not being reimbursed for medicare. They cannot afford to stay in practice and treat medicare patients. Under the new system, doctors would be able to continue giving the very best to all regardless of your income. because they would be gauranteed payment to keep their business running. Premiums would be based on income.

For those of you screaming about the voucher system, why is this such a bad idea? Lets look at Holland for instance. In Holland everyone pays a flat tax!!! Everyone pays the same even if you are poor, rich it does not matter. This tax is high and Americans would go nuts! However, Because they pay that tax, it allows not mandates but allows every person to receive basic health care. You are then given the opportunity based on your individual medical needs to purchase additional coverage for specialties you may need. That additional coverage will then cover your expenses under the specialty care you just purchased.

The problem with this would be the people who are in the lower socioeconomic bracket would go balistic and scream "this is not fair" Why? Because they are used to getting something for nothing!! They feel it is their right to have that. Well no other country lives or thinks that way!! it is the spoiled ones who want everything for free, here....

Thanks,
Pax



posted on Aug, 15 2012 @ 12:35 AM
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First single payer is what the left wants. Just in case you don't know single payer is what you are describing in relation to other countries. Second the Ryan plan guts medicare turning it into a voucher system. The reason a voucher system does not work is because the voucher will not keep up with the escalating cost of healthcare. This cost is shifted onto seniors. This is how Ryan is containing costs of Medicare, you pay to play you can't pay you will die but maybe they will allow those vouchers you could never use to buy an insurance plan with to pay your funeral costs. The ACA actually uses cost containment by cutting out some of the waste and unjustifiable administrative costs on the providers end. Medicare benefits have not been cut and have in fact have been somewhat expanded in certain parts.

You must not be very bright thinking that Insurance companies are in any hurry to compete for seniors. It took an act of Congress to end the shifty and unscrupulous crap they had been doing for decades. Insurance companies don't make money on sick people they are not will not ever be in any particular hurry to insure anyone. If it is left up to them you can die on the street. You worry about some bureaucrat making your health decisions for you, just exactly who do you think is administering your healthcare plan? They don't care about your loyalty or past payments if they didn't have to pay out by law they would be looking for every conceivable way to get you off their bottom line.





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