posted on Aug, 31 2012 @ 03:35 PM
i've been veiwing this website for a couple of years and have never made an account, but i had to just to respond to this.
after seeing this thread, i decided to give this a try, when i did, transunion website would not let me dispute , and neither did experian,both
websites claimed to be having technical problems, therefore my one free chance this year was ruined.
on the other hand,equifax did let me dispute,although they didnt have as many negatives to dispute than transunion did.
i disputed all four of my negatives, and yesterday results came back for two of them,its been about 2 weeks since i did this.
the first result was they found i did indeed own the account....sadface*
but the second one they said the item has been deleted from my file...YAY!
so, if anything, this process did get rid of one negative so far, i am still waiting for results of the other two disputes. but the one they deleted
im glad for because the amount owed exceeded $1000.
so i'd like to thank the ts, although i dont have perfect credit after this, it did knock something off.