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Originally posted by butcherguy
Originally posted by skepticconwatcher
reply to post by IpsissimusMagus
Ummmmm racists. Try and keep up.
So your point about birthrates dropping around the globe was referring to racists?
Where do get your statistics for that?
I got it from them. They are the ones freaking out about it on their own websites. I monitor EVERYTHING
Originally posted by Kastogere
Like Morgan Freeman said, if you stop talking about it over time it goes away.
Originally posted by RealSpoke
I always thought it was common sense that people are a product of their environment. Most of the negative stereotypes come with being born in the inner city. All the people that live in the ghetto, regardless of race generally have these issues.
A hundred years ago you might have had an argument...but now it's just pathetic...find me a whites only scholarship for college...and in return I'll show you a thousand minority only scholarships!
Does my white daughter somehow become less deserving of a college education because your grandpa was subject to persecution a hundred years ago?
Redlining is the practice of denying, or increasing the cost of services such as banking, insurance, access to jobs, access to health care, or even supermarkets to residents in particular, often racially determined, areas.
Although in the United States informal discrimination and segregation have always existed, the practice called "redlining" began with the National Housing Act of 1934, which established the Federal Housing Administration (FHA). The federal government contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these neighborhoods to attract and retain families able to purchase homes.
During the heyday of redlining, the areas most frequently discriminated against were black inner city neighborhoods. For example, in Atlanta in the 1980s, a Pulitzer Prize-winning series of articles by investigative reporter Bill Dedman showed that banks would often lend to lower-income whites but not to middle- or upper-income blacks.
Dan Immergluck writes that in 2002 small businesses in black neighborhoods still received fewer loans, even after accounting for business density, business size, industrial mix, neighborhood income, and the credit quality of local businesses. Gregory D. Squires wrote in 2003 that it is clear that race has long affected and continues to affect the policies and practices of the insurance industry. Workers living in American inner cities have a harder time finding jobs than suburban workers.[22
Lending institutions such as Wells Fargo have been shown to treat black mortgage applicants differently when they are buying homes in white neighborhoods than when buying homes in black neighborhoods.
Bank of America on Wednesday was ordered by the Justice Department to pay a $335 million settlement for the company’s part in a discriminatory lending market that denied black and Hispanic home buyers the approval needed to purchase homes.
Allegations against Countrywide involved more than 200,000 minority borrowers and found that Countrywide charged those lenders more money than they charged to white borrowers with similar credit profiles from 2004 through 2008.
*Shrugs Your race is bent on being owed something rather that earning something. Fix that darling.