posted on Jul, 12 2012 @ 09:08 PM
I don't know why I even bothered trying to better my life and go for my bachelors. NO one told me that the loans run out. I figured you get a loan
and they ensure it covers your entire tuition.
So imagine my horror when I called today to see why my loans were so low; lower than usual, and was told I only have 10k left for my classes and if I
wanted, I could get another loan from someone other than Sallie Mae.
Well, I have crap credit. So I just can't go back to school after this 4 month session unless I can pay the 604/credit hour out of my own pocket or
pay the loans back. THEN i can return. Okay, just let me take a moment and poop this 57k out and hand it over. Just a moment please.
I was not ready for this. Not today. I was planning on doing my 2 more years of schooling, have that 6 month period to find work and start paying it
all back. Nope. Nope nope nope. 4 hours ago my world ended. Brutally.
So I'm just going to get hold of them tomorrow, the loan people, let em know I have zero income, see what they can do, and then I'm going to keep
studying online myself, learn my stuff with the help of pals who know what they're already doing, and start my own busiiness. Sure it will be slow at
first, and i HOPE it will survive... but that's the only way I'll get anywhere now. Other than that, I'm only good for fast food cashier jobs. heh.
I plan to stay in contact with the loan folk as much as I can monthly - every two weeks maybe - and talk to them. Tell them what's going on, work
things out. I will NOT run from this. I will not hide, I will NOT default.
Much as I'm bummed that I paid 57k to basically look at their online courses the last two years and am walking away with nothing but debt, I'm NOT
letting it down me. Nope. Something has to work out.
I still am crushed though. Don't get me wrong. I ssobbed today. All that hard work for nothing. That 3.5 gpa for nothing. Tried to better my life and
failed once again. But I'm not going to fail with this loan business. I dont need them harassing me or taking money from my tax refunds etc. I want
to do the right thing.
Does anyone else have any ideas how to make this crud as smooth as possible? It was Devry by the way. I was JUST about to start my major classes too.
Just got the weenie Intro classes done. I have an awesome idea for my business, and hope I can do it and maybe hopefully some day get big wth hard
work, determination and realism. I don't expect to become the next Bethesda Game Studios etc in a year. haha. No. But I do hope that in time, in five
years, a decade, it will be known.