posted on Jul, 11 2012 @ 11:16 AM
My husband and I have been retired for about 3 years now (rather early, I might add). We didn't plan on it, but our circumstances sort of pushed us
in this direction.
After many years of being a faithful, hard-working IT director (14 hour days at times), hubby was making a fat salary, and at age 50, was booted out
so they could hire somebody from India who would work for 1/4 of his salary. Nobody wants to hire an older worker, as he unfortunately found out.
Oh, his old employer kept calling him for free consulting, though, because the newbie couldn't figure things out.
I was working in social services at low pay with no raises EVER, but they piled enough work on me for three people...Then expected me to falsify state
records so they could keep being a state contractor. I told them to stick it and I quit.
He cashed in some inheritance, and we're living off of what he makes playing the stock market, and some oil royalty money. We don't have much of a
safety net, we have no insurance, but we were able to buy a little house in the middle of nowhere on some land, and it is paid for, in cash. No bank
was needed for this transaction. No mortgage, no interest. We get by, we take care of ourselves and do a lot of "home doctoring". Neither of us
has life insurance.
We are walking the high-wire without a net. But we are beholden to no employers, and have no stress with regard to jerk bosses, being over-worked,
commuting in traffic, etc. We figure that, if one of us gets really sick with cancer, we'll fight it naturally, and if we go, then we go on our own
terms, not sick and skeletal thanks to chemo.
I think many people are in our position. In our 50s, no safety net, nothing but gumption and hope for the best. We are in a good spot in the US, we
have a lot of food and water stored up, and the community out here are all preparing for the collapse of...whatever.