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Also, wasn't one of the big selling points of this healthcare bill the fact that preexisting conditions won't limit those trying to obtain health insurance? If we have government panels deciding treatment, won't those preexisting conditions factor in when deciding what kind of treatment we'll be allowed to receive?
Sec. 1201\2702 PHSA PPACA (Consolidated) 46
‘‘SEC. 2701 ø42 U.S.C. 300gg¿. FAIR HEALTH INSURANCE PREMIUMS.
‘‘(a) PROHIBITING DISCRIMINATORY PREMIUM RATES.—
‘‘(1) IN GENERAL.—With respect to the premium rate
charged by a health insurance issuer for health insurance coverage
offered in the individual or small group market—
‘‘(A) such rate shall vary with respect to the particular
plan or coverage involved only by—
‘‘(i) whether such plan or coverage covers an individual
‘‘(ii) rating area, as established in accordance with
‘‘(iii) age, except that such rate shall not vary by
more than 3 to 1 for adults (consistent with section
‘‘(iv) tobacco use, except that such rate shall not
vary by more than 1.5 to 1; and
‘‘(B) such rate shall not vary with respect to the particular
plan or coverage involved by any other factor not
described in subparagraph (A).
‘‘(2) RATING AREA.—
‘‘(A) IN GENERAL.—Each State shall establish 1 or
more rating areas within that State for purposes of applying
the requirements of this title.
‘‘(B) SECRETARIAL REVIEW.—The Secretary shall review
the rating areas established by each State under subparagraph
(A) to ensure the adequacy of such areas for purposes
of carrying out the requirements of this title. If the
Secretary determines a State’s rating areas are not adequate,
or that a State does not establish such areas, the
Secretary may establish rating areas for that State.
‘‘(3) PERMISSIBLE AGE BANDS.—The Secretary, in consultation
with the National Association of Insurance Commissioners,
shall define the permissible age bands for rating purposes
under paragraph (1)(A)(iii).
‘‘(4) APPLICATION OF VARIATIONS BASED ON AGE OR TOBACCO
USE.—With respect to family coverage under a group
health plan or health insurance coverage, the rating variations
permitted under clauses (iii) and (iv) of paragraph (1)(A) shall
be applied based on the portion of the premium that is attributable
to each family member covered under the plan or coverage.
‘‘(5) SPECIAL RULE FOR LARGE GROUP MARKET.—øAs revised
by section 10103(a)¿ If a State permits health insurance
issuers that offer coverage in the large group market in the
State to offer such coverage through the State Exchange (as
provided for under section 1312(f)(2)(B) of the Patient Protection
and Affordable Care Act), the provisions of this subsection
shall apply to all coverage offered in such market (other than
self-insured group health plans offered in such market) in the
if you did not have health insurance at all, and you had a serious illness, then i guess you simply want to be left alone to die? is that your thinking? is that what you want for all the rest of us americans?
Originally posted by macman
reply to post by ownbestenemy
Can it provide the actual defining and restricting of the Commerce Clause? I hope.
Wishful thinking, maybe sort of?
The Court today holds that our Constitution protects us from federal regulation under the Commerce Clause so long as we abstain from the regulated activity.
They gave Congress the power to regulate commerce, not to compel it. Ignoring that distinction would undermine the principle that the Federal Government is a government of limited and enumerated powers.
The Federal Government does not have the power to order people to buy health insurance.
Construing the Commerce Clause to permit Congress to regulate individuals precisely because they are
doing nothing would open a new and potentially vast domain to congressional authority.
Originally posted by axslinger
My interpretation of this is that they can compel us to pay a "tax" but they can't make us get health insurance. That is exactly what it says.
Originally posted by SourGrapes
I know, I'm jumping in here late; but, I am NOT about to read 86 pages. I do have the Obamacare Q & A thread in another tab, so perhaps my question will be explained over there. Here goes:
Didn't the 'original' Obamacare have something about non-Americans (illegal, legal, documented, undocumented, what ever the correct PC flavor is this month) also being covered? I was wondering how they would be, given they are UN-documented. So...
Is this directly, or indirectly(?), tied to the Obama executive order to give 'work visas to the 'il'legal immigrants? This way even the 'il'legals will be paying for medical insurance in way of an IRS penalty?
I was wondering how in the heck we were going to be on the hook for illegals 'legally' being covered under Obamacare. The number of United States citizens paying into the system is finite, illegal immigration is not. The numbers of illegals is an infinite number that is impossible to predict, given our current border situation. So, how does Congress budget for this?
Could this be a playing factor in the newly issued EO on illegals now being legal to work here? It also explains the age bracket, considering the age bracket that Obama included is the age bracket that most of us are healthy and choose not to have health insurance. I mean, how many twenty year olds will actually see any benefits of their annual healthcare premiums paid?
I know that in my twenties, I may have been to the doctor a handful of times. Each time was a flu or something viral. I KNOW that all the office visits, meds, and et.al. did not come close to what I contributed to my employer provided healthcare premiums. I estimated it at about $3600 paid for single person and still paid office copays and rx copays. That would average $36,000 paid for about $450 (at the most) in medical costs.
So, what I'm getting at is this: I figured this Obama plan was always meant to be the way we were going to pay for the baby boomers medical. I mean, why not just come out and say it? Why lie and play hidden ball under sea-shell with my parents and grandparents health? My generation has ALWAYS known that we will have to deal with the retirement of our parents and their medical needs. However, our government believes we are too ignorant to figure it out. So, they dance around the issue, try to sell it to us through our emotions, calling it something else, anything but the truth. Apparently we can't handle the truth! So, this will end up costing us 30% 300%, 3000% (who knows by now....everyone, and everything had their hand in this kitty and they all had to be paid off through this ponzi scheme, wrapped in a brown paper bag and big red bow. TNT written in big red letters on the side.
I'm getting way too off track. Bottom line: Are illegals covered? If so, is it only the 16 - 30 yr olds (or whatever bracket Obama set up) that will be covered? If so, will it be justification for withholding healtchare penalties from their (now legal) checks?
Originally posted by Jedimind
I said that if anyone can rebut his arguments then I'm all ears...
"He would say thing after thing after thing that just plain wasn't true," Gingrich said of the former Massachusetts governor in reference to last Thursday debate's on CNN. "I don't know how you debate a person with civility if they're prepared to say things that are just plain factually false. "
After a debate in Florida, Newt Gingrich said Romney gave "the most blatantly dishonest performance by a presidential candidate I've ever seen." Earlier, Rick Santorum said he was "stunned that Mitt Romney does not have the ability to discern something that is blatantly false."
Originally posted by niceguybob
I'm still not sure who is going to pay for this new found wealth of health insurance. The whole thing smells like politics. DUH! Get the votes from illegals,make them citizens,give them health insurance and sign the voter log?
Originally posted by SourGrapes
Oh, and this is NOTHING like auto insurance. IRS doesn't monitor our car insurance plans. Our employer doesn't withhold our auto insurance payments.
Originally posted by elitegamer23
i think people live where they grow up or where they can find the best possible job after college.