posted on Jun, 14 2012 @ 10:19 PM
Hey OP... do you live somewhere there is a major network TV affiliate?
If so, write detailed notes on the entire deal, and shop the local news networks for a "public interest" story.
See if you can get some media coverage.
The reason the mortgage company treated you the way they did, was they NEVER had any intention of working with you... they make too much in house on
overcharges and penalties during foreclosure... whether they have standing or not to file foreclosure papers.
You might want to go down to the county clerk in your county, and find out whether they ever even filed a wet signature document regarding your
mortgage note, and deed assignment. If they did not, have an attorney subpoena the original documents, that prove they even have standing to file
foreclosure. If there area no documents filed, document it, and get witnesses to collaborate there are no documents.
File a complaint with your states Attorney General consumer protection division, describe what you did to us in the OP, and then also let them know,
if you didn't find the proper deed filing. Even if they did file the deed, file a complaint with the AG. Then, write the mortgage company, and
demand they produce documents, and send the demand to them by certified mail, return receipt guaranteed, and CC your States attorney general's
office, and be sure to put the complaint case number on the CC sig line in the letter you send to the mortgage company.
You may even let them know you intend to sue for damages and emotional duress as well, if they complete the foreclosure, and put you out of your
Run all of the above by an attorney friend or legal aid... but just remember, you DO have rights! USE THEM.
Best of luck.