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Colleges hold transcripts hostage for graduates behind on their college loans

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posted on May, 8 2012 @ 07:27 PM
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Originally posted by Ameilia
reply to post by sligtlyskeptical
 


This isn't new. I graduated high school in the 1990s. If you owed them money for a book you didn't return or something, no transcript. You need a transcript to apply for college.

Same thing when I went to college. Owe them money? No transcript. This has been happening for over a decade that I know of, and probably even longer.


This is exactly true. But the op is saying, suggesting, or is being told that colleges will do this even if they aren't owed any money....I don't believe this to be true....in fact I think it would be illegal...




posted on May, 8 2012 @ 07:39 PM
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It was my understanding that as long as you were paying something, they could not put you into default. I owe over 1000 dollars on one of my loans, and another bundle of them has gone into default causing me to have to pay $450 a month alone on that one. I'm over 70 grand in debt because my parents made too much money to get government help, yet could not help me because their own debt was not taken into consideration. I was pressured into going to college by them and forced to take out high interest private loans. Now I have a useless degree and am struggling to pay anything I can on them.

My parents refuse to help, and indeed tell me its all my fault, even though back then I was a kid bsaically who did not understand how this worked. I trusted my parents that they knew what they were doing, but now I'm in debt up to my eyeballs. Its a good thing I dont need my transcript for anything!



posted on May, 9 2012 @ 10:33 PM
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I don't believe the leftist tag is right at all for this, since it's as Capitalist as can be.



posted on May, 9 2012 @ 10:36 PM
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reply to post by Anonymous404
 


Banks using universities to act as bill collectors is not capitalism, and banks are not capitalists by any stretch of the imagination. Banking preexists capitalism, and bankers have done all they can to undermine capitalist theory and push a corporatist agenda.



posted on May, 9 2012 @ 10:43 PM
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reply to post by Jean Paul Zodeaux
 


Isn't the seeking of profit and capital by a modern bank a capitalist move?

EDIT: I'm sorry, CORPORATIST. Huge difference.

Anyhow it definitely isn't anything that Karl Marx would have proposed, promoted, or even agreed with.
edit on 9-5-2012 by Anonymous404 because: changed



posted on May, 9 2012 @ 11:04 PM
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reply to post by Anonymous404
 


I am not sure if your CORPORATIST remark is sarcasm or not, but your citing of Marx say's plenty. Here's the deal, corpoatist's love useful idiots. Marxism is a genuine tool of the corporatist agenda, which is quite clearly anti competition, drag in the banks and it is clear this agenda is anti wealth backed currency, and there is no such thing as a free and unregulated market in the United States. Now that, Karl Marx would approve of!

Of course, try to find an educator who would agree with that, but then again try to find a Marxist who has actually read Marx all the way through instead of "all the important parts".



posted on May, 9 2012 @ 11:09 PM
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I'm not a Marxist, but I have read the Manifesto. I'm playing Devil's Advocate here, but Marx seemed so against the idea of a corporation that I don't really understand how it could be a tool for corporatists.

And I agree wholly that corporatists love workers who won't speak up.



posted on May, 9 2012 @ 11:17 PM
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reply to post by Anonymous404
 


The Communist Manifesto is a propaganda piece written by both Marx and Friedrich Engels, Engels being the real writer, as Marx was as much a failure as a writer as he was an economist. All you have to do is read the ever so tedious Das Kapital to know that.

I tried to explain how Marxism is a handy tool for corporatism. Capitalism requires free and unregulated markets, but the corporation by its very nature is a chartered entity that demands regulation, in turn the corporation lobbies Congress demanding that under the 14th Amendment and equality under the law that all private individuals in business should be regulated too. Capitalism requires massive competition, but multinational corporations tending towards oligopoly is antithetical to massive competition. Capitalism requires a currency backed by wealth that all can agree on its value. The Federal Reserve puts out fiat currency backed by nothing more than "confidence". All of this supports a corporatist agenda, and the Marxists love to point to this agenda and scream: "See this is what is wrong with capitalism!" That only helps the corporatist who fears capitalism much more than Marx ever did.



posted on May, 9 2012 @ 11:30 PM
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reply to post by Jean Paul Zodeaux
 


So you're using the "enemy of my enemy is my friend" argument? I believe that they only share a common enemy.



posted on May, 9 2012 @ 11:37 PM
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reply to post by Anonymous404
 


Corporatist share the same ideology, and this is why labor unions are so deeply entrenched in corporations and have little regard for small unincorporated businesses. Labor unions, many of which brazenly and openly embrace Marxism, love corporations. Corporations may pretend to dislike labor unions, but they much prefer the unions to actual competition. Could you imagine if a labor union actually used their dues to create enough capital to build a business and compete? It will never happen, and corporations are just fine with that.

Of course, we're derailing this thread with this discussion. However, while colleges withhold transcripts for debts owed to banks, it is worth looking at how damned popular Marx is within the college institutions.



posted on May, 9 2012 @ 11:38 PM
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If some of you have not seen this documentary, you really should. It provides an explanation for many of the things going on today. It's absolutely disgusting and informative.



Too many kids are clueless as to what they're getting themselves into. I have friends who took out school loans and now they're so broke they can't afford to move out of their parents house. They can't afford to rent their own place and pay their own bills. They're absolutely stuck. Long gone are the days when education was cheap, jobs were fairly plentiful and people could afford to start their own families and buy their first house in their twenties. Now it is a privilege reserved for the very few. As time goes by and as prices keep rising, the loans will get bigger and those in college now will be fortunate if they're able to move out of mom and dad's garage at the age of 30.




posted on May, 10 2012 @ 12:17 AM
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Originally posted by Stormdancer777

Originally posted by TheOneElectric
I hope this is a joke. The students already put in their time in order to get the degree. Holding back the testament to their qualifications and hard earned success would make it harder to enter graduate positions, internships, and the job market. That, in turn, would make it that much more difficult to pay off the loans.

A vicious cycle of oppression is starting here. This is no good.


MY daughter is working as a waitress, every single person at the restaurant has a worthless college degree, there are school teachers, lab techs, a nurse, useless pieces of paper, they can't find jobs.


I hate hearing how people can't find jobs after college. Thats such garbage. People act as if there were jobs before they chose their major and then, out of the blue, the jobs vanished when they graduated.

WAKE UP PEOPLE!

Everybody and their mother is going to school for nursing, (or an entry level medical position), teaching, legal aid, humanities, philosophy, business, etc. Try getting a degree worth a damn like engineering, physics, chemistry, mathematics, computer science, advanced medical degree (i.e. dentistry or pharmacy), etc. I'll give you that, those degrees are not the easiest but atleast their are worth something. And surprise, surprise, they tell you everything you need to know to get the degree. Just put the time in to study and learn the material and your golden.

If your not willing to put in the work and time, then except your reality and stop complaining!



posted on May, 10 2012 @ 01:35 AM
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Originally posted by Jean Paul Zodeaux
reply to post by Anonymous404
 

Corporatist share the same ideology, and this is why labor unions are so deeply entrenched in corporations and have little regard for small unincorporated businesses. Labor unions, many of which brazenly and openly embrace Marxism, love corporations. Corporations may pretend to dislike labor unions, but they much prefer the unions to actual competition. Could you imagine if a labor union actually used their dues to create enough capital to build a business and compete? It will never happen, and corporations are just fine with that.

In the south, most states are right to work and most small businesses would rather NOT have labor unions, at least the ones I've worked for. Even the corporation owners tend to dislike them



Of course, we're derailing this thread with this discussion. However, while colleges withhold transcripts for debts owed to banks, it is worth looking at how damned popular Marx is within the college institutions.


I agree with you there.



posted on May, 10 2012 @ 02:14 AM
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reply to post by 1plusXisto7billion
 

I got news for you, bud. I *have* a degree in computer science. Network Security, to be more exact. Yes. There are jobs out there. However, unless you are lucky enough to secure an internship and have that same company hire you, good luck finding a job with no experience. I interviewed with Hewlett-Packard 7 times over the course of a year. 6 months after I gave up to pursue a 2nd degree in environmental science (which I wish I would have found the first time around..I love my field!) HP laid off 6,000 employees. Fate, I guess.

I am one of these students. When I graduate at the end of next year I will be $50k in debt...and I feel like I'm getting off easy, compared to some of my current classmates. The kicker is that I graduated with honors. Didn't help me much.

Had I done what I wanted to do in high school and ignored my parents like I usually did, I'd have gone into trade school. THOSE jobs are in demand now, if there are any in demand in that particular area.

edit on 10-5-2012 by netwarrior because: forgotten detail



posted on May, 10 2012 @ 07:26 AM
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Originally posted by Jean Paul Zodeaux
Gee, who would have thought that the socialist institutions of education would conspire with government and act as a bill collector for government:


A spokesman from Temple confirms that it is school policy to withhold official transcripts from graduates who are in default on their student loans. As it turns out, the school is not alone; this is the position taken by most colleges and universities, though there is no law requiring such an extortionate position. They do this despite the fact the colleges themselves are not out the money. They have received the students’ tuition payments in full and are in effect simply acting as collection agencies for the federal government.


Gee, who would have thought that any socialist, communist, or Marxist would resort to extortion?



Gee,more McCarthyism from the free market 'capitalist'.

Education would be free if it was socialist. Your doublespeak is silly nonsense.

When the socialists take control we will nationalize education and forgive student debt.

Will that be socialist?
edit on 10-5-2012 by Germanicus because: (no reason given)



posted on May, 10 2012 @ 09:48 AM
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Here's a fun fact I read in the paper - colleges themselves aren't losing any money from people who default on their loans. In fact, they still get paid from the bank. Therefore, it is the banks putting pressure on the colleges that makes these policies happen.

Also, holding someone's transcript hostage might keep someone from being able to get a job or higher education to be able to pay off their loans in the first place.

And lastly, the economy is terrible right now. It isn't the students' fault that they cannot repay their loans - in fact, it is probably the fault of the very same bankers that are punishing them!!
edit on 10-5-2012 by darkbake because: (no reason given)



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