Just had it painted...you can even see the painter's van to the right. Signed last October...
Took 3 years of saving and living with mom...I feel fortunate.
What can you afford to live in, page 1
Pages:
ATS Members have flagged this thread 4 times
ATS Members have flagged this thread 4 times
reply posted on 27-4-2012 @ 06:50 PM by schuyler
reply to post by bastet11
I agree with your common sense sentiment here. We did buy a house, but we decided we would only buy at a price either one of us could afford alone. That meant half the house we could "qualify" for. As a result the house payments were very low, and now it's paid off. If people would think twice before putting themselves at risk, they wouldn't get themselves in these terrible underwater situations. Much of this hosing crisis is homeowner caused because they all felt housing prices would keep going up and up. Hello? Terrible lesson for those who had to pay for it.
I agree with your common sense sentiment here. We did buy a house, but we decided we would only buy at a price either one of us could afford alone. That meant half the house we could "qualify" for. As a result the house payments were very low, and now it's paid off. If people would think twice before putting themselves at risk, they wouldn't get themselves in these terrible underwater situations. Much of this hosing crisis is homeowner caused because they all felt housing prices would keep going up and up. Hello? Terrible lesson for those who had to pay for it.
reply posted on 27-4-2012 @ 07:35 PM by Destinyone
Originally posted by facelift
reply to post by WarJohn
Just had it painted...you can even see the painter's van to the right. Signed last October...
Took 3 years of saving and living with mom...I feel fortunate.
And...just where am I supposed to put my goats...huh....
Nice home....nice colors.
Des
reply posted on 27-4-2012 @ 08:53 PM by sacgamer25
reply to post by schuyler
Nice to see I'm not the only one that bought a house me and the wife could afford on just one income. This to me is really the best situation if you can do it.
Nice to see I'm not the only one that bought a house me and the wife could afford on just one income. This to me is really the best situation if you can do it.
reply posted on 27-4-2012 @ 09:05 PM by Ameilia
reply to post by sacgamer25
We also bought a house that was payable with one income only. It is not paid off, but we are making extra payments each month. We qualified for 250k and bought at less than 100k.
Just because you are 'qualified' for a certain amount doesn't mean it's a good idea for you to spend that much. It doesn't benefit you to do so- it benefits the bank.
In addition a smaller house requires less to repair if there is a problem (think replacement cost of floors or roof, smaller means less money!) and also your AC/heat bills are less because you are air conditioning a smaller space. Benefits all around.
We also bought a house that was payable with one income only. It is not paid off, but we are making extra payments each month. We qualified for 250k and bought at less than 100k.
Just because you are 'qualified' for a certain amount doesn't mean it's a good idea for you to spend that much. It doesn't benefit you to do so- it benefits the bank.
In addition a smaller house requires less to repair if there is a problem (think replacement cost of floors or roof, smaller means less money!) and also your AC/heat bills are less because you are air conditioning a smaller space. Benefits all around.
Pages: ^^TOP^^
Man being arrested ,prays to Yahweh , is handcuffed then tazed, and still escapes.
Posted 13 days ago with 34 member flags
Posted 13 days ago with 34 member flags
Extremely rare photographs depicting massively historical moments!
Posted 2 days ago with 28 member flags
Posted 2 days ago with 28 member flags
You won\'t believe it until you see it...This Chimpanzee Can Cook!
Posted 14 days ago with 23 member flags
Posted 14 days ago with 23 member flags
Newest topics, updated in real-time:
Newest topics getting flags, in real-time:
Pics from The Akron Zoo - Honest Feedback? Like them or not and why?
Member Art: 10 hours ago, 16 flags
Member Art: 10 hours ago, 16 flags
ObamaCare Rule: HHS, IRS Can Share Private Health Information
US Political Madness: 10 hours ago, 10 flags
US Political Madness: 10 hours ago, 10 flags
Newest topics getting replies, in real-time:
The Above Top Secret Web sites are a
wholly owned social content community of
The Above Network, LLC.
This content community relies on
user-generated content from our member contributors.
The opinions of our members are not those of site ownership
who maintains strict editorial agnosticism and simply provides
a collaborative venue for free expression.
ATS Server: www2.theabovenetwork.com
Header data: 0.008 seconds
Page processed in: 0.093 seconds
wholly owned social content community of
The Above Network, LLC.
This content community relies on
user-generated content from our member contributors.
The opinions of our members are not those of site ownership
who maintains strict editorial agnosticism and simply provides
a collaborative venue for free expression.
ATS Server: www2.theabovenetwork.com
Header data: 0.008 seconds
Page processed in: 0.093 seconds
