From personal experience I can declare this to be utter BS :p(at least for belgium)
First, my own Father. Went to dokter because of an aching arm. Mother and me saw it as the well known forbode of cardiac problems.
He went to the doc, same evening he called, he could've gone right away, but was busy working on his farm and wanted to go when he was finished.
He went in, docter did a cardiogram, saw he had heartattacks before and was making a new attack while taking the cardiogram.
Dokter sent him to hospital emergency room, in hospital they verified the cardiogram, saw he was making another one. Called the cardiologists, half
an hour later, he was being put under narcosis and operated.
Then a collegue of my mom.
Same story as my dad, but he felt it was his heart, went in right away and was operated about an hour later after necesary tests were done.
Then, me and a friend went into emergency room with her baby, it had trouble breathing, its lungs were full of muck. Dokters put in an emergency drain
right away, we didn't see a bill for it or anything else untill half a year later.
Healthcare here is extremely well, both on financial and "care" sides.
I have to say though, that there are reports comming that people are comming from holland into belgium to take dokter visits. They say its more for
specific things like pediatrist and cardiologists, because we have some very good specialists in those fields, then because there are waitinglists
there.
By the time your hospital and medical insurance agree if an operation or other treatment are given a go ahead, of is covered by that insurance, I
would already be getting ready to go back home all healed
The article you posted seems to be more hearsay and capitalist banter then experience and facts about the subject.