reply to post by Newbomb Turk
go away so those of us that can better relate to the OP might be able to get something done here lol
You've proved my premise that too many people can relate to the OP and others who have made unsound decisions. Why would people "choose" to support 7
people if they can't afford to do it? Why would people "choose" to buy a home and sign a loan they can't afford? Why would people "choose" to
balloon their debt with credit card purchases and other debt spending? Why would people "choose" to buy their ipads, ipods, premium cable channels,
premium internet access, flat screen tvs, new cars, and other sources of entertainment that they can't pay for? The consumer mentality of instant
gratification rather than the wisdom of delayed gratification is the way our society works. I'm not going to argue that you can relate to the OP and
most Americans that can't figure out how to be wise with what they have. Maybe it is the American's mentality that needs to change in order to bring
change into the system. All I see is a whole lot of complaining against the system and those same people complaining are continuing to buy into
-Hey, I hate the credit card companies but I'll max out my credit card so I can have my smart phone data plan.
-Hey, I hate the auto industry bailouts but I'll go out and buy a bran new car from them and I'll put myself into $20,000 debt doing it.
-Hey, I hate the banks but I'll take out loans so that they can rip me to shreds with interest because I want that TV for the family.
-Hey, I hate the mortgage companies but I'll buy a home that consumes 50% of my income because it's pretty, has plenty of bathrooms, a walk-in closet,
and a big yard.
-Hey, I hate all the shmucks that take my money, but I'm still willing to throw it at them and not plan for any future calamity because, "Dude, it's
the American dream and nothing can ever go wrong right?" "I'll spend my money so I live the high life because what could ever happen to me?"
Why would people do all the above without hedging their bets? Why would people not protect themselves from history that repeats over and over again?
Why would people not expect what is destined to happen? The consumer mentality has consumed America and until that changes business will stay the
same and nothing will ever get done.
I'm sorry that I promote wisdom and that wisdom makes you angry. I don't have a freaking family because I know I couldn't afford it. I have plenty
of years to prepare myself for a family. Since I want a family I'm going to save and prepare and do everything in my power to be the best father /
husband I can be by providing a stable household that will be hedged against any damage that could ever hurt the people I love.
Wake up America........wisdom has flown out the _ Yes, I care for the OP and his plight. Yes, there is injustice. However, wisdom would go a
long way in changing the face of the nation.
edit: Sadly, much of the complaining I hear is, "Well, I made bad decisions in my life, but it hurts too much to blame myself and admit it so I'll
just throw the blame towards anyone who took my money."
edit on 20-4-2012 by Bugman82 because: (no reason given)