I'm sure that if you have a land phone, you have gotten calls from "Rachel, from cardholder services.
I'm pretty sure that most of you have already signed up for the useless "Do not Call" list that the government provides.
Here is my "rant". If the government cannot stop such an obvious scam, how can they possibly manage complex issues like budget, healthcare,
military, and social services.
Well, I think that I have answered my own question. Look at the mess this country is in. I'm not about to blame one President, Congress or official.
It is the nature of government, to do things much less efficiently than a private for-profit enterprise.
Perhaps they don't even "give a damn" about Rachel and her scam to steal your credit card and social security number. Here is an article from the
LA Times about one person who tried to stop these calls.HE was THREATENED with police action.
Hard to stop telemarketing calls from 'Rachel' A recorded message from 'Rachel' at 'card member services' tells consumers they can lower
their credit card rate. For some in the U.S., getting the telemarketing calls to end has been no easy task. November 29, 2011|David Lazarus Howard
Cohen has received dozens of calls from "Rachel" at "card member services." At first he thought they must be from his credit card issuer. Now he
knows better. "It's a scam," Cohen, 67, of Fontana told me. "All they want is to get you into some new credit card with a higher interest rate
— or worse."
The "worse" in this case is possibly having your identity stolen and bogus charges run up on your plastic.
The Web is dripping with complaints from consumers nationwide about the "Rachel" calls. In most cases, a recorded message informs you that you can
lower your credit card rate. You're then instructed to press 1 for more information.
Doing so will connect you with a live agent who will request your credit card number and your Social Security number.
Needless to say, those are two numbers you don't want to share with strangers — and you don't want to share your Social with anyone. Period.
"These calls are incredibly deceptive," said Linda Sherry, a spokeswoman for the advocacy group Consumer Action. "You think it's from your bank
and then you're not sure what it is."
The sheer volume of calls being made by this outfit speaks to a large and unusually sophisticated operation. Complaints have been lodged by people
everywhere from California to Maine.
"It must be an enormous operation for them to be able to do this," said Sherry, who also has received calls from "Rachel" at her home and office,
even though both lines are listed with the federal Do Not Call Registry.
Cohen said he understands the nature of the pitch. "I was in sales for half my career," he said. "It's a game of percentages. If you make enough
calls, you're going to get a few people who say yes."
In his case, the story gets even more interesting. Cohen said that when he connected with a live agent and started asking to be removed from the
company's telemarketing list, the agent hung up on him.
"This occurred dozens of times," Cohen said. "It really bothered me. I'm on the Do Not Call list. I don't want to be getting calls like
He finally told a card member services agent that if they didn't stop bugging him, he'd come to their office "and beat some heads in."
A few seconds later, Cohen said, his phone rang again and a male voice warned that Cohen would be reported to the police for making threats.
Welcome to the world of government, where up is down, in is out, and nothing makes sense.