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Downing Street officials hope the hi-tech system will crack down on the 1.4million motorists who drive without insurance
Automatic number plate recognition (ANPR) cameras are already fitted in thousands of petrol station forecourts.
Drivers can only fill their cars with fuel once the camera has captured and logged the vehicle’s number plate. Currently the system is designed to deter motorists from driving off without paying for petrol.
But under the new plans, the cameras will automatically cross-refererence with the DVLA’s huge database.
When a car is flagged as being uninsured or untaxed, the system will prevent the fuel pump being used on that vehicle.
The proposals will have a huge impact - forcing drivers to insure and tax their car if they want to drive.
One in 25 drivers in the UK do not have insurance - one of the worst records in western Europe.
According to recent figures, around 160 people are killed and 23,000 injured by uninsured and untraced drivers every year.
what's the deal with insurance? For Zipcar members 21 years of age or older, our insurance coverage consists of a combined single limit of $300,000 per accident, meaning that all third party bodily injuries, or property damage costs relating to the accident are covered in the aggregate up to $300,000. For drivers under 21, we provide coverage up to state-mandated levels, which vary by the state in which the accident occurs. The Zipcar vehicles are covered under a comprehensive vehicle collision policy.
For both third party and Zipcar vehicle damage claims, the member may be responsible for a damage fee of up to $750 if they're involved in an incident during their reservation. Members age 21+, who have had no accidents in the last 12 months, have the option to purchase a damage fee waiver to reduce that amount or eliminate it altogether.
We provide Personal Injury Protection (PIP), or "no-fault" coverage, at statutory limits if you're injured in an accident. You may also use your own health care coverage in case of injury.
If the total amount of the injuries and/or property damage exceeds our coverage limits, Zipcar members are responsible for this excess and will be contacted by either Zipcar, our insurance provider, or the insurance company representing another party involved in the accident.
Members engaging in prohibited uses of our Zipcars are not covered by our insurance policy. A non-member driving a Zipcar is not covered, and we will revoke membership if we learn about unauthorized use. Zipcar's insurance coverage does not extend to members in any vehicle other than a Zipcar.
If you have any questions or concerns about the insurance coverage Zipcar provides and whether it works for your personal situation, we encourage you to consult with a licensed agent and put them in touch with us if needed. Insurance can be tricky and we want you to be informed. You can reach us at email@example.com.
Originally posted by OliArtist
As a motorist, in the UK, who is insured, and whose premiums keep going up and up, despite being almost 30, having been driving without incident since I was 17 and driving a small, low-powered car, I welcome anything that helps bring premiums down.
The two biggest reasons why motor insurance premiums are so high in the UK is because of 'no win, no fee' claims lawyers who encourage people to make false injury claims, and because of uninsured drivers.
I'm normally very suspicious about 'Big Brother' like happenings, but the price of insurance in the UK is getting stupid now and a lot of things need to be done.
Originally posted by OliArtist
As a motorist, in the UK...