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For the past 3 years, Bank of America has been telling credit agencies that Arthur Livingston is dead. The trouble is, he's not. In October, South Carolina resident Arthur Livingston was surprised to learn that his bank thought he was deceased -- and had been since May 2009. But three months later, despite having contacted Bank of America multiple times, he's more than a little frustrated.
It might be funny -- as Livingston's friends originally thought -- were it not for the fact that the error has put his life in limbo.
Because of the reporting error, Livingston and his wife can't get the loan they need to start building their family's new home. And despite the fact that he has two checking accounts, a savings account and two college savings accounts for his children at Bank of America, as well as a credit card -- which he pays off every month -- Livingston isn't benefiting from these good-credit deeds.
The problem seems to have originated in May 2009, when the Prosperity, S.C., resident sold his prior home. At that time, the bank began reporting him as deceased to the three major credit reporting agencies, according to ABC News. Now, Livingston's credit report reads "file not scored because subject is deceased.
"I went to Bank of America, I brought this to their attention, and we're working on 100 days now with no resolution," Livingston told WIS-TV. Initially, the bank told him it would take 30 days to resolve, but despite the media attention, Livingston is still not officially "living."