It looks like you're using an Ad Blocker.
Please white-list or disable AboveTopSecret.com in your ad-blocking tool.
Some features of ATS will be disabled while you continue to use an ad-blocker.
Originally posted by AmericanPitBull
Add one six day hospital stay for chemical arteritis and heart attack and follow with an injury due to a mechanical failure and all of it is gone and with it a career and ability to reliably work. I know...What a dumbass!
Originally posted by TDawgRex
I’m getting tired of people complaining that they are having trouble making ends meet in their posts, just to find out that they later on tell us that they once had the world by the balls. And now they don’t.
Cry me a river.
I gave up credit cards back in the Eighties and haven’t had one since. I live cash only. I live within my means and save for my wants. This is just common sense.
Have there been times I wish I had a credit card? Oh yea, you betcha. Circumstances have arisen that have drained my bank account at times, which made life difficult. But I stuck to my guns, so to speak and dug my way out of the mess. There have been times that I have cut out cable, internet stopped using my A/C, etc and lived on basically rice and beans for months at a time.
I retired at 48 and have a part time job (that pays quite well) that helps alleviate the cost of living. But I don’t spend on things that I can’t afford. I make a list of things I need and want and I SAVE FOR THEM.
What is so hard about that, other than exercising patience?
And I have savings for those unknown things as well. I call it my JIC fund. And it is larger than my other accounts. I learned my lessons that life has taught me.
All it takes is a firm discipline.