HSBC overdraft charge?

Does anyone know If HSBC still charge 25 for unagreed overdraft?
I went just £5.26p overdrawn by mistake and If I get charged 25 I will be pissed!
Will going In and complaining get me anywhere?

reply to post by Zakka


No, but switching to a credit union A.S.A.P. will.

reply to post by AkumaStreak

So there Is still the £25 charge?
What a rip!! I've been with them for 12years!

reply to post by Zakka


LOL!!!
That's what you get for stepping into the ring with the big dogs!
I stopped paying bank fees years ago, heck I don't even pay credit union dues.
My money is mine, nobody can rob me unless they notify me first.
And even then I have a chance to keep my money.

Some Credit Unions also charge fees, overdraft included.

Banks charge a lot for overdraft usage, so that you don't make that mistake again.
Mostly, it works.

If they have charged you,go in to the bank when its busy,tell the clerk that unless they remove the charge you will cause a big scene and start screaming about how badly you have been treated.(Don't actually start screaming,just tell the clerk quietly and politely that you are prepared to.)

Worked for me more than once in more than one bank,and yes one was HSBC.

Take no crap off these goons.

reply to post by Zakka


Not sure about HSBC.

I do know that banks accepted lower unauthorised overdraft charges, RBS is £6 per day for being overdrawn.

You can see why the leeches accepted this, if you are overdrawn for seven days it would make them £42!