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Part of your credit score – 10% to be exact – considers the number of inquiries made for your credit report. Credit inquiries are placed on your credit report each time a business requests a copy of your report.
The Fair Credit Reporting Act (FCRA) requires businesses to have an acceptable reason for accessing your credit report. Acceptable reasons include:
To grant credit
Collect a debt
Underwrite insurance
Employment
License issuing by some government agencies
Legitimate business transactions
Originally posted by Doomsday 2029
PLAN: Max out the cards and don't pay it back.
That's what i call an occupation.... and a very peaceful occupation I might add.
Originally posted by muzzleflash
Originally posted by Doomsday 2029
PLAN: Max out the cards and don't pay it back.
That's what i call an occupation.... and a very peaceful occupation I might add.
Be careful because it can become hard to get anything, like rent an apartment, buy a house, get a car, etc.
You better make sure you can afford to sink your slave score...oops I mean credit score into oblivion.
Originally posted by ZeussusZ
reply to post by Doomsday 2029
Been there done that. Maxed out everything and spent heaps of money, got some cool toys, lived it large, had a awesome time. Couldn't pay it back, so it gets wiped as in totally wiped. Can't get credit over $1000 a time for three years, but is that a bad thing? Well worth it anyway.
Originally posted by daggyz
Just another irresponsible freeloader that adds to our countries debt.