reply to post by Unvarnished
Hello OP, I haven't taken the time to read any other of the responses... I just wanted to answer your question.
My job over the past 10 years had really great health insurance.. Low cost for Pharmacy Meds, Low Deductibles, Low Out-of-Paycheck payments... But
now, all that is going away. As seen during our Open Enrollment for the 2012 Health Insurance through my company.
Meds are now either $10 for generic - which in most cases is awesome for a month supply. But non-generic now costs 30% of the total amount. --- which
means no heart issues for anyone that's barely getting by, as the drug cost alone will force you to go homeless.
But what really hurts the family, is now they are doubling our Spouse or Domestic Partner (DP) fees for health insurance. Granted they do offer
incentives to lower the monthly stabbings, but it's hardly enough to cover the increase for the employee and nothing to help out the massive increase
for their family members.
For 2012 If our Spouse or DP has the ability to get insurance through their employer but yet wants to remain on (for instance) my insurance through my
job, we will be forced to pay double their cost plus a $50 per month surcharge. Granted they still get the same rates as the employer does, except now
it's like paying 3 times the amount + a surcharge, as if the extra x2 amounts weren't enough. However if our Spouse or DP isn't offered Insurance
through their employer the only thing that's waived is the surcharge, we still have to pay twice as much for them as we did in 2011.
This puts a major hit on just about every family that has someone working within my employer... and sadly it goes around and hits the economy because
now we are loosing $300+ that we could have used to spend on something or pay something off or something else.
