Originally posted by Epirus
Though I do understand your attempt to encourage a level of empathy, I believe you're a little misguided in some of your reasoning.
#5 I'm not in debt so why are you?(My parents have money and I don't have school loans)
I think others have adequately addressed the issue of student loans. There are plenty of ways to achieve an education, while keeping loans to a
minimum. But as for other debt, with the exception of maybe medical bills, it is entirely voluntary. I still own a square tube-type television. I
would love to have a 60" plasma, but I can't afford it now without going into debt, so I choose not to. My pickup has 170,000 miles and I add a
quart of oil every week, but I won't go into debt to buy a new, just because I want to keep up with the Jones's. It is an individual responsibility
to avoid debt or at least keep it to a minimum. Don't get me wrong, I fell into the trap earlier in life, but realized it was not beneficial, so I
worked my way out.
I'm not suggesting I'm any better that anyone else. I'm just giving examples of reasonable sacrifices. We are not entitled to big screen TVs, new
cars, $200 pairs of shoes, an iPhone, iPad, iPod or I-anything-other-damn-thing. But, a lot of people believe they are being slighted if they don't
#4 I have a job so anyone can get a job(The world revolves around me and all is relevant)
Do you mean a job
, as in any job? Or do you mean a specific job that you want and for which you may or may not be qualified? I see that a lot.
Too many want to start at the top and aren't willing to accept the hard knocks, hard work and commitment it takes to advance.
#3 Anyone can start a business and make it big(Look at Bill Gates)
No, but everyone has the same opportunity to try to do so. We are not guaranteed success, only opportunity. It is up to us to seize the opportunity,
and put the blame for failing to do so on others.
"Failure is just a resting place. It is an opportunity to begin again more intelligently." – Henry Ford, who suffered two business failures before
being successful with the Ford Motor Co.
"I have not failed. I have just found 10,000 ways that won't work." – Thomas Edison, on his 10,000 failed light bulbs
#2 Mcdonalds is always hiring(Work at McDonalds and you'll be able to pay your debt)
So every time a company lays off hundreds if not thousands of workers who have families and prior payment agreements while equivalent jobs fail to
pop up they are supposed to go to McDonalds....make $7 hour and everything will be okay? I'm sure they'll be able to pay their debt since adjusting
from over 3000 a month to hundreds a month is so easy. Just buy less and go to the movies less, right? Maybe the kids can eat once a day?
Like I said before, it might not be the job you want, but if that's all that's available at the time, you do what you have to do. As for getting
overextended, just because you have a good paying job now. In most cases, the writing is on the wall long before there are mass layoffs. That is the
time to start scaling back, not wait until it is too late. Besides, the prudent thing is to, while making that good money, pay cash and avoid the debt
in the first place. Oh and save, save, save for rainy days.
If it takes a job at McDonald's to put food on your family's table, it is time to suck it up and take responsibility. And you know what, when you
put on your resume, for a future and better job, it just might look pretty impressive that you did take responsibility, rather than just sitting on
your ass waiting for someone else to take care of you. (And I'm using the word "you" as a generalization. I'm not deriding you personally)
#1 Make better decisions(Stop buying drugs and TVs and you'll be okay)
Cause people on unemployment enjoy the hell out of it and can't wait to use the ~$100-400 weekly unemployment check(which used to be over ~$700-1000
check while employed ) to buy a big TV or some more drugs, right? They just want to lay around and live off your hard work...how lazy!
Unfortunately, many do enjoy the hell out of it. Some just want to sit around and wallow in their own sorrows. Some are taking that unemployment check
because they genuinely have to, but rather than waiting around for the last check to arrive, are actively seeking another job.
I'm not arguing that times are not tough. But, you know what? They've been tough before and they are likely to get tough again. What it comes down
to is personal responsibility.