posted on Nov, 4 2011 @ 09:34 PM
I'm with a regular local bank. They are great with customer service and such. No fee's. Yet, I realize that the credit unions do in fact pay a
larger percentage on savings.
I'm not disgruntled at all. My bank though, does not pay a scant cent on my deposits. I'm moving to a credit union only because of interest.
My BoA accounts were shut down five years ago. They have the best online banking....hands down. They just charged way too much. Yes, I did have the
occasional overdraft. But thirty five dollar overdraft fee's was outrageous. Especially when it was exponential on a five dollar whoopsie. Then it
turned over to one hundred and fifty dollars on a five dollar overdraft!
Not a great way to do business. I'm definitely going credit union.