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"I had been in legal jeopardy. I hadn't worked for a year, I needed to put my life back together and I needed to pay those bills," Ms Lewinsky said.
When asked if she was now financially comfortable, Ms Lewinsky, now 30 and a handbag designer, said: "No, I'm not."
But Ms Loos said her tell-all media stunts were aimed at clearing her name, not cleaning up financially.
"I was reading so much in the papers that had nothing to do with me and I wanted people to know me for who I am," she told the audience in Edinburgh.
"I was being called a lesbian predator and a gold-digger. Anyone would want to step forward and say 'Hang on, that's not me'."